Michael Gayda - OVM Financial
Sales Manager | NMLS# 177621
Michael understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
I’ve worked on dozens of transactions with Michael Gayda and his team, including Shannon Vargas, and they have consistently delivered exceptional service. Michael is an outstanding communicator who keeps everyone informed throughout the loan...
read more
Reply from Michael Gayda - OVM Financial
July 28th, 2026 02:14 PM
Thank you so much for the thoughtful review. It has been a pleasure working with you over the years, and I truly appreciate the trust you place in our team.We take a lot of pride in keeping everyone informed, staying responsive, and finding...
read more
The whole team is personable and responsive - they make getting a mortgage seem easy!
Reply from Michael Gayda - OVM Financial
July 28th, 2026 12:26 PM
Thank you for your review, Jennifer. We have enjoyed working with you twice now and wish you the best with your new home!
Fast response times - personal service - all answers provided
Reply from Michael Gayda - OVM Financial
July 13th, 2026 12:05 PM
We enjoyed working with you, Richard. I hope you and your family enjoy your new home!
Working with Michael and his team is always great! I'm confident my clients will be well taken care of and have a great experience. Thanks again Michael!
Reply from Michael Gayda - OVM Financial
June 10th, 2026 01:46 PM
We appreciate you, Brian! Working with you always makes things easier on our end. Looking forward to the next opportunity.
Michael and his team of professionals are TOP NOTCH! I have worked with them for years across multiple transactions and you simply cannot find a better team. Everything about our transaction was easy and smooth because of them. We cannot recommend...
read more
Reply from Michael Gayda - OVM Financial
May 28th, 2026 12:56 PM
We are honored to earn and keep your trust with something so important, Lauren. I pray that this move bears fruit for you and your family in the best ways. Please stay in touch if there's anything you need!
and Shannon Bowen amazing job especially Michael. I appreciate so much that you had my back. I know it wasn't easy, but your efforts on my behalf matter even more because of itu thank you.
Michael and Shannon were absolutely amazing to work with, made this the easiest experience I could ever imagine.
Reply from Michael Gayda
May 21st, 2026 04:34 PM
Christopher, I'm pleased to hear that you had such a positive experience working with Shannon and me. Making the process easy for you is exactly what we aim for. Thank you for sharing your kind words!
Very communicative and quick to respond. Kept the transaction on track.
Reply from Michael Gayda - OVM Financial
April 14th, 2026 02:54 PM
Great to work with you, Doreen! Look forward to the next one.
We had a little hiccup at the end regarding closing mix-up due to appraisal delay, but other than that everything was handled very professionally and things went pretty smoothly throughout the process.
Reply from Michael Gayda - OVM Financial
April 14th, 2026 01:49 PM
Thank you for your help with this one, Tom. I was happy to see everything come together and hope Derek and Niki love their new home!
Michael Gayda and his assistant Shannon were the definition of professional. They were quick to respond if I had questions and always kept me informed of what was going on.
Reply from Michael Gayda - OVM Financial
April 14th, 2026 11:49 AM
Happy to see you get your beautiful new home, Marc!
10 of 214
About
Michael understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Michael is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase Mortgages
Home Refinance
HELOC
Home Equity Loans
Renovation Loans
Non-QM Loans
Construction Loans
DSCR Loans
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 177621
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.