Michael Gayda - OVM Financial
Sales Manager | NMLS# 177621
Michael understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho...... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Michael and his team of professionals are TOP NOTCH! I have worked with them for years across multiple transactions and you simply cannot find a better team. Everything about our transaction was easy and smooth because of them. We cannot recommend...
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Reply from Michael Gayda - OVM Financial
May 28th, 2026 12:56 PM
We are honored to earn and keep your trust with something so important, Lauren. I pray that this move bears fruit for you and your family in the best ways. Please stay in touch if there's anything you need!
and Shannon Bowen amazing job especially Michael. I appreciate so much that you had my back. I know it wasn't easy, but your efforts on my behalf matter even more because of itu thank you.
Michael and Shannon were absolutely amazing to work with, made this the easiest experience I could ever imagine.
Reply from Michael Gayda
May 21st, 2026 04:34 PM
Christopher, I'm pleased to hear that you had such a positive experience working with Shannon and me. Making the process easy for you is exactly what we aim for. Thank you for sharing your kind words!
Very communicative and quick to respond. Kept the transaction on track.
Reply from Michael Gayda - OVM Financial
April 14th, 2026 02:54 PM
Great to work with you, Doreen! Look forward to the next one.
We had a little hiccup at the end regarding closing mix-up due to appraisal delay, but other than that everything was handled very professionally and things went pretty smoothly throughout the process.
Reply from Michael Gayda - OVM Financial
April 14th, 2026 01:49 PM
Thank you for your help with this one, Tom. I was happy to see everything come together and hope Derek and Niki love their new home!
Michael Gayda and his assistant Shannon were the definition of professional. They were quick to respond if I had questions and always kept me informed of what was going on.
Reply from Michael Gayda - OVM Financial
April 14th, 2026 11:49 AM
Happy to see you get your beautiful new home, Marc!
Comminication was clear and steps were very organized. The team made the process easy!
Reply from Michael Gayda
April 14th, 2026 11:50 AM
Thank you for trusting us with your first home, Olivia! We hope you and your family enjoy it for many years.
Michael has proven over the years to be an excellent source for information guidance and expertise guiding home buyers through the mortgage process. We work many years together and he is a trusted source for continued excellence in his field!!...
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Reply from Michael Gayda - OVM Financial
April 1st, 2026 03:23 PM
Thank you, Mark! I appreciate the kind words and your continued support. You do an amazing job with your clients and are a true pro.
Great communication, timely action
Reply from Michael Gayda - OVM Financial
March 31st, 2026 01:44 PM
Always happy to be a resource to you and your clients Shaiffu! Thank you for trusting our team.
Michael, Shannon, and the entire team were absolutely phenomenal throughout the execution from application to closing! Professional conceriege service that allowed for a much smoother, seamless closing on our new home! Thank you all for your...
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Reply from Michael Gayda - OVM Financial
March 23rd, 2026 11:56 AM
Shelby, I truly appreciate your kind words about the service you received from me, Shannon, and the entire team. It's great to know that our professional approach helped make your closing experience smoother and more seamless. Thank you for...
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About
Michael understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Michael is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Purchase Mortgages
Home Refinance
HELOC
Home Equity Loans
Renovation Loans
Non-QM Loans
Construction Loans
DSCR Loans
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/850
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Addresses and Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 177621
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.