Michael Gayda - OVM Financial
Sales Manager | NMLS# 177621
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I was expecting some long, confusing, demanding process of phone tag and emails back and forth but my experience was nothing like that!Michael was fantastic. His communication was on point. If I send him and email or text with a question he...
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Reply from Owner
December 9th, 2019 12:00 AM
It was our pleasure, Sean! Thanks for the review!
Our lender was extremely helpful, he took the time to listen to what we visualized for ourselves in our plan, he was easy to communicate with and always answered us in a timely manner. He helped our loan move along very quickly and was there...
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Reply from Owner
November 5th, 2019 12:00 AM
Thank you for allowing us to help with your first home! Please stay in touch!
I was referred to this lender through my real estate agent, I was a little nervous at first, but found that Mr. Gayda's team was reassuring and there for me. They were always available for any questions I had. Updated me as soon as possible...
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Reply from Owner
November 5th, 2019 12:00 AM
We are happy to have helped, Debra. Enjoy your new home!
I was really happy with our decision to work with Michael. He made great recommendations at several points in our home buying process. We also received the best terms our of all the lenders we inquired with.
Reply from Owner
September 18th, 2019 12:00 AM
Thanks for the feedback and kind words, Rick! We enjoyed working with you and hope you are enjoying your new home!
This has been the best buying a house experience that I have ever had! Michael Gayda and his Team at PrimeLending did a phenomenal job in providing my husband and I with exceptional customer service. The whole process from start to finish went...
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Michael and his team were fantastic to work with. They were communicating throughout the whole process & easy to work with. I highly recommend them.
Working with Michael Gayda and the rest of his team at Prime Lending was wonderful from start to finish. Moving to a new state and buying a new home can be so stressful, but Michael did an excellent job educating us, keeping us informed and...
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Michael Gayda and his Team were wonderful to work with. Received weekly updates through the process and I always knew what was going on. I highly recommend Michael at PrimeLending.
Great experience from beginning to end!
Reply from Michael Gayda - NMLS# 177621
June 7th, 2019 04:07 PM
Thanks for the feedback, Jennifer! We enjoyed working with you and wish you tons of happiness in your new home!
Michael and his team were amazing to work with! They were quick to help us with any questions we had and kept us in the loop with all communication. The team was in touch with us consistently from beginning to end and helped us with options...
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Reply from Owner
May 31st, 2019 12:00 AM
We are grateful we had the opportunity to help you and Chris with your new home. I appreciate you taking the time to leave a review!
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About
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida, Georgia, and Illinois. His experience includes Conventional, FHA, VA, USDA, Jumbo, Construction to Permanent, Renovation, Home Equity, self employed, bank statement, and investor financing.
Michael also has extensive experience with new construction, complex income scenarios, move up buyers, builders, and Realtors. He has been recognized as a STRATMOR National Top 25 Loan Officer and a 14 time Five Star Mortgage Professional.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
DSCR Loans
Self-Employed Mortgages
Bank Statement Loans
Specialities
Purchase Mortgages
Home Refinance
HELOC
Home Equity Loans
Renovation Loans
Non-QM Loans
Construction Loans
DSCR Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 177621
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.