Michael Gayda - OVM Financial
Sales Manager | NMLS# 177621
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
This was by far the best experience working with a lender for the purchase of a home. This is my 8th home purchase. Team Gayda at PrimeLending is amazing!
We have bought and sold quite a few properties and always cringe about the mortgage process. Michael Gayda and PrimeLending changed our entire attitude about mortgages. This was bar far the most smooth process we have ever gone through for...
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Michael Gayda was extremely professional and knowledgeable as always! He is my go-to guy for all my mortgage-related needs, as he just helped me expertly close another one of the properties I just purchased. I am very thankful for the wonderful...
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As a first-time homebuyer I thought the home buying process would be overwhelming. Working with the Gayda Team my nerves were put at ease. This team is very knowledgeable, detailed, communicative, and respectful. I would highly recommend working...
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Reply from Michael Gayda - NMLS# 177621
February 18th, 2021 02:14 PM
Hi Alexia! Thank you for the review. We understand the concerns that come with buying a home and work hard to make it a great experience. Especially for our First Time Homebuyers. Thank you for trusting us to help you into your first home!
Mr. Gayda was very helpful throughout the entire process. He would explain everything in detail. He was available anytime I had a question. Thank you
Michael was an amazing help! being a first time home buyer he made it soooooo easy for me... He really took my hand and showed me everything I needed to do... He worked with the numbers I gave him and he stuck with them.... I feel he truly...
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Michael went above and beyond to help me with my first time buyers loan... He worked with all the numbers I gave him and he did great! every single email I sent him ( And there was a lot haha ) he emailed me right back day or night! .... All...
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Reply from Michael Gayda - NMLS# 177621
January 6th, 2021 03:07 PM
We are so happy to see you get your new home, Jay! Thank you for letting us help!
I had a great experience with Michael Gayda and his team at PrimeLending. They were very pleasant and easy to work with. But, most importantly, they were professional. They kept the loan process moving to ensure that the closing date was met....
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Michael was always very responsive to our questions and in a timely manner. The process was smooth and trouble free! The team in the office was also responsive and easy to work with.
Michael again did a great job answering our questions and addressing our concerns. We didn't have any surprises during the process and we got a great deal! I will be reaching out to him again if we need another loan.
Reply from Owner
April 30th, 2020 12:00 AM
Thank you for the updated review, Rick! Glad we were able to help again and appreciate your trust. Stay in touch!
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About
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida, Georgia, and Illinois. His experience includes Conventional, FHA, VA, USDA, Jumbo, Construction to Permanent, Renovation, Home Equity, self employed, bank statement, and investor financing.
Michael also has extensive experience with new construction, complex income scenarios, move up buyers, builders, and Realtors. He has been recognized as a STRATMOR National Top 25 Loan Officer and a 14 time Five Star Mortgage Professional.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
DSCR Loans
Self-Employed Mortgages
Bank Statement Loans
Specialities
Purchase Mortgages
Home Refinance
HELOC
Home Equity Loans
Renovation Loans
Non-QM Loans
Construction Loans
DSCR Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 177621
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.