Michael Gayda - OVM Financial
Sales Manager | NMLS# 177621
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
A straightforward, easy process for start to finish. Michael was very knowledgeable and responsive to our queries, questions and needs during the loan process. I have no hesitation in recommending Michael to anyone, you will be in safe hands...
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Reply from Owner
February 18th, 2016 12:00 AM
Thank you so much for the kind words! It was our pleasure helping you with your first home.
Michael Gayda is a consummate professional. Very knowledgeable and extremely informative. He and the kind folk at primelending made my experience rather stress free. I would highly recommend utilizing them for your next loan. I personally will...
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Reply from Owner
February 18th, 2016 12:00 AM
We appreciate you sharing your review. Thank you for letting us be a part of such a special event!
My wife and I recently built a new home. Mike Gayda and his team with Prime Lending helped us secure our financing. I found Mike and his team to be incredible. They were very responsive to questions, addressed any concerns I had along the way,...
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Reply from Owner
February 18th, 2016 12:00 AM
Thank you for your review, Jeffrey! We enjoyed working with you and Amy. Enjoy your new home!
My husband and I recently purchased a home under the expertise and guidance of Michael Gayda at Prime Lending. The majority of our interaction was done electronically because we were purchasing a home from overseas. Michael Gayda and his team...
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Reply from Owner
February 18th, 2016 12:00 AM
Thank you for your kind words, Alex! You and Mark were great to work with - you handled everything like seasoned pros! Enjoy your new home!
We worked with Michael on financing our home and found him to be outstanding in this capacity -- happy to answer whatever questions we had and very thorough across the board. He also wasn't too sales-y earlier in the process, which we appreciated....
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We can't say enough about Michael. He helped us even during off hours and on his personal time to answer every question we had. Michael and his team made buying this house extremely easy.
Michael and his team are masters in their field of expertise. They operate at an efficiency and customer service level that other companies could only dream about achieving. Our experience was pleasant and absolutely STRESS FREE! The team provided...
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We purchased out first home with Michael and can't wait to recommend him to someone in need. This is the first review I have ever written...for anything...ever. Michael is very knowledgable and calmly helped us over every hurdle encountered...
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Michael and his team were very professional. They got us a good rate and the whole transaction was done in a timely manner. All questions and concerns were answered quickly and in a timely manner. We appreciate him and his team.
Very knowledgeable and professional. We thoroughly enjoyed working with him, and were never surprised with any one-off charges or anything. Would highly recommend Michael to anyone.
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About
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida, Georgia, and Illinois. His experience includes Conventional, FHA, VA, USDA, Jumbo, Construction to Permanent, Renovation, Home Equity, self employed, bank statement, and investor financing.
Michael also has extensive experience with new construction, complex income scenarios, move up buyers, builders, and Realtors. He has been recognized as a STRATMOR National Top 25 Loan Officer and a 14 time Five Star Mortgage Professional.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
DSCR Loans
Self-Employed Mortgages
Bank Statement Loans
Specialities
Purchase Mortgages
Home Refinance
HELOC
Home Equity Loans
Renovation Loans
Non-QM Loans
Construction Loans
DSCR Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 177621
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.