Michael Gayda - OVM Financial
Sales Manager | NMLS# 177621
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
It was a pleasure working with Michael Gayda and his team! Michael is very knowledgeable and provided us with all the details that we needed to make an informed decision to move forward with PrimeLending. Michael and his team were always available...
read more
Michael Gayda and team were very knowledgeable about FHA203K loans. They kept us informed about the progress that was being made on the loan as it was happening. We were able to close on time with no problems. I will be sure to recommend Michael...
read more
I've had the pleasure of working with Michael as our loan officer on two separate home loans. He is prompt, professional and pays very close attention to details. I've bought multiple homes over the years and worked with many different loan...
read more
Reply from Owner
November 7th, 2015 12:00 AM
Thank you for the kind words, Marcus. It was my pleasure to work with you again!
Michael is a great professional to work with. I was very new to the real estate world and he helped me through all the various steps with lot of details and he was answering my queries patiently. I had a great experience with him and his team...
read more
I really appreciated Michaels expertise throughout the financing process. He was able to answer all our questions quickly and in a way that was easy to understand. He was also able to help us when other mortgage lenders couldn't. I couldn't...
read more
Michael, did an excellent job keeping me informed during the entire process of my mortgage loan. My mortgage was not a typical cookie cutter type mortgage and Michael got it done on time. Highly recommended.
We used Michael and his team to get our home through Providence. His professionalism and hard work helped us overcome some unexpected obstacles and get into the homes of our dreams. He treats his customers like family and is fully vested in...
read more
Michael Gayda and team were awesome! They made our first home buying experience a dream come true.Prompt and courteous. Answered all questions and concerns in a very timely manner. If we ever purchase another home we will most definitely be...
read more
Michael provided a stress-free financing process, and ensured that we were prepared for exactly what to expect at closing. He answered all questions and provided us with lots of great information to be sure that we were well informed. Michael...
read more
We give Michael the highest recommendation. He is knowledgable and will guide you every step in the process. He has excellent communication skills and even called us while he was on vacation! We wouldn't have been able to purchase our home...
read more
Reply from Owner
September 4th, 2015 12:00 AM
Thank you Beth! You and Alan were great to work with and we are happy to have helped you with your new home!
191–200 of 225
About
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida, Georgia, and Illinois. His experience includes Conventional, FHA, VA, USDA, Jumbo, Construction to Permanent, Renovation, Home Equity, self employed, bank statement, and investor financing.
Michael also has extensive experience with new construction, complex income scenarios, move up buyers, builders, and Realtors. He has been recognized as a STRATMOR National Top 25 Loan Officer and a 14 time Five Star Mortgage Professional.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
DSCR Loans
Self-Employed Mortgages
Bank Statement Loans
Specialities
Purchase Mortgages
Home Refinance
HELOC
Home Equity Loans
Renovation Loans
Non-QM Loans
Construction Loans
DSCR Loans
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 177621
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.