Michael Gayda - OVM Financial
Sales Manager | NMLS# 177621
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Michael was awesome to work with. He was very responsive during the entire process and more than willing to answer all my questions. Not only that but he was extremely knowledgeable or would find me the answer if he wasn't sure. The entire...
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We just closed a mortgage for our investment property with him.It was our first time to work with him, but we felt that we were lucky to found him!He was very quick, responsible, helpful and has great knowledge.It was little tight schedule...
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I highly recommend the team at Prime Lending, here is my story. My wife and I relocated to Jacksonville and decided to rent until we knew the area better and then purchase a house. At around eight months (we rented with a twelve month lease)...
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Michael Gayda and his team were awesome to work with. My wife and I are both military and have never purchased a home before. They helped us every step of the way and alleviated a lot of the stress that we had heard can come with buying a home....
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Prompt responses, easy document sharing, knowledgeable and courteous! We've used prime lending twice now and have had nothing but good experiences.Highly recommend!
I could not have been more pleased with my experience working with Michael Gayda and his team for our new home financing. In consideration of the mortgage crisis of the past several years, I wasn't sure when we would be able to own a home again....
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We can't say enough about the professionalism of Michael's group at Prime Lending. Their whole team tlstays on top of every detail, making closing day a breeze. With all the stresses and frustrations of building a house, we found a breath of...
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Michael was a pleasure to work with. His vast experience in the mortgage industry was clear and consise throughout the whole refi mortgage process. All the questions that we had were answered accurately and timely. Michael is true polished...
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Michael Gayda was an excellent resource when I purchased my home! Michael was more than willing to help and answer any questions I asked (and I had a lot of them since I was a first time home buyer). I have recommended friends to use Michael...
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Michael Gayda - OVM Financial has received a review with 5 star rating from Daniel D
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About
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida, Georgia, and Illinois. His experience includes Conventional, FHA, VA, USDA, Jumbo, Construction to Permanent, Renovation, Home Equity, self employed, bank statement, and investor financing.
Michael also has extensive experience with new construction, complex income scenarios, move up buyers, builders, and Realtors. He has been recognized as a STRATMOR National Top 25 Loan Officer and a 14 time Five Star Mortgage Professional.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
DSCR Loans
Self-Employed Mortgages
Bank Statement Loans
Specialities
Purchase Mortgages
Home Refinance
HELOC
Home Equity Loans
Renovation Loans
Non-QM Loans
Construction Loans
DSCR Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 177621
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.