Michael Gayda - OVM Financial
Sales Manager | NMLS# 177621
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Definitely recommended! He kept me updated with the whole process and answered any question I had. He will be my "go to" if we choose to buy a house again!
We just purchased our home and Michael Gayda and his team helped us out tremendously!! They worked so hard to help us with everything we needed in order to close on our home! Michael is extremely helpful and very personable! I would recommend...
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This is my third loan with PrimeLending and Michael and his team have handled both. They are very responsive even when on vacation, quickly help you in going through the process of applying and then completing the loan. The company has continued...
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Reply from Owner
August 24th, 2016 12:00 AM
Thank you for trusting us with your financing again, Bruce! We appreciate the kind words and look forward to helping you into your new home, early next month.
Michael Gayda was extremely helpful from the start of the loan process all the way through to the closing. He was always available no matter what time we called. I would highly recommend him. He made sure the process of buying our home went...
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Michael Gayda and the The Gayda team were the most responsive and helpful from day one to closing. A pleasure working with him and team and would highly recommend them to all our friends and family!
My wife and I have owned 4 homes and have refinanced multiple times with various lenders. Michael Gayda and his team were by far the easiest and most responsive lenders that we have ever worked with. The loan process can be difficult and time...
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Loved working Michael, I could no of ask for a better team. Very responsive, knowledgeable, a pleasure to work with. Will recommend to anyone in the market wanting to close on a house.
Micheal is the best in the business, he got us pre-approval fast and he is dedicated to his work. Best of all he really know how get the amount of loan that we needed, where every bank does give us enough the get the house we want to buy. And...
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Michael was very professional, skilled and thorough. I trusted his judgement and he made what could have been a cumbersome process relatively smooth. Highly recommended!!
Michael Gayda is a consummate professional and provided us all the guidance we needed and then some during our dream home purchase. I am very happy he was referred to us by multiple people!!! Thank you again for everything and making sure we...
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About
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida, Georgia, and Illinois. His experience includes Conventional, FHA, VA, USDA, Jumbo, Construction to Permanent, Renovation, Home Equity, self employed, bank statement, and investor financing.
Michael also has extensive experience with new construction, complex income scenarios, move up buyers, builders, and Realtors. He has been recognized as a STRATMOR National Top 25 Loan Officer and a 14 time Five Star Mortgage Professional.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
DSCR Loans
Self-Employed Mortgages
Bank Statement Loans
Specialities
Purchase Mortgages
Home Refinance
HELOC
Home Equity Loans
Renovation Loans
Non-QM Loans
Construction Loans
DSCR Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 177621
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.