Michael Gayda - OVM Financial
Sales Manager | NMLS# 177621
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Michael went above and beyond to compare all of our loan options so we could find the right one to fit our needs. He patiently walked us through the process, kept us informed and got us to the closing table quickly! Michael works so hard for...
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Michael Gayda and his team were very responsive, accurate, and ensured a smooth process and closing. I highly recommend them and would certainly use them again in the future.
Michael Gayda and his team has provided us an excellent and LESS stressful financing services! Michael is very accommodating, he reply to email messages right away so you will get the answer to your questions quickly. Some of my friends said...
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By far the best home financing experience we've had. This our 4th new home build and we're very familiar with the process, but with Michael and his team it was different. We had regular communication and he quickly answered any of our questions....
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Michael and his team made purchasing our new home stress free, and kept us in the know at all times. We would work with them again. They were fantastic from beginning to end.
This was my third time buying a house, and this time the process seemed so simple. Michael was so helpful, responded to questions immediately and explained the process completely. I have already given his name to friends who are considering...
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Michael and his team were extremely thorough and detailed throughout the entire process which was super helpful since this was our first home loan. It was a pleasure to work with them as they kept everything as stress free as possible and I...
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I really can't say enough about Michael and his team. I'm a self-employed freelancer and you hear all the time about how hard it is to get a loan as a self-employed person. We ran into a major hurdle during our mortgage processing. There were...
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Michael and his team were able to secure an excellent rate for our loan. The Gayda team was very professional and I would highly recommend their services to anyone.
Reply from Owner
September 19th, 2017 12:00 AM
Welcome to Jacksonville! We are happy to have been a part of your first time owning a home. Thank you for making our job so easy!
Thanks to Michael Gayda and his team for the great support they provided in a very quick time period to secure a loan and close on our new house (our first home purchase)!
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About
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida, Georgia, and Illinois. His experience includes Conventional, FHA, VA, USDA, Jumbo, Construction to Permanent, Renovation, Home Equity, self employed, bank statement, and investor financing.
Michael also has extensive experience with new construction, complex income scenarios, move up buyers, builders, and Realtors. He has been recognized as a STRATMOR National Top 25 Loan Officer and a 14 time Five Star Mortgage Professional.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
DSCR Loans
Self-Employed Mortgages
Bank Statement Loans
Specialities
Purchase Mortgages
Home Refinance
HELOC
Home Equity Loans
Renovation Loans
Non-QM Loans
Construction Loans
DSCR Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 177621
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.