Michael Gayda - OVM Financial
Sales Manager | NMLS# 177621
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I cannot say enough about Michael and his team. From the initial phone to the closing table he and is team kept me informed throughout the entire process. He would answer each of my emails, text and phone calls immediately and would help me...
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This is the second home that we have bought through Michael and it was as seamless and painless as I remember. His team is top notch, working quickly and diligently. Thankful to have found Michael and excited knowing if we ever purchase a home...
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This is the second home that we have bought through Michael and it was as seamless and painless as I remember. His team is top notch, working quickly and diligently. Thankful to have found Michael and excited knowing if we ever purchase a home...
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I was initially having a difficult time with a few other lenders and running into a lot of dead ends and was beginning to think it wasn't my season. Michael came to the rescue! He is amazing, honest, genuine, and extremely knowledgeable! I...
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Michael and his team worked closely with us to make our new home purchase relatively pain free. He made suggestions that assisted us and ensured that our loan closed on time. I would definitely use Michael and his team again.
Throughout the process of obtaining my home loan, Michael Gayda and his Jacksonville based team helped my wife and I tremendously. Their efficiency, professionalism, and expertise was evident during the whole process. I would gladly recommend...
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The loan process can be stressful. PrimeLending and the Gayda Team alleviate that. There's a great deal of transparency and initial handholding to help get you through the process. Michael Gayda is top notch and provides a very thorough breakdown...
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Michael and his team were fantastic to work with. This is the second home we have purchased and I was shocked at home smooth and easy the PrimeLending team made this. I wish I would have known sooner it could have been this easy , I might not...
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Michael and his team were fantastic to work with. This is the second home we have purchased and I was shocked at home smooth and easy the PrimeLending team made this. I wish I would have known sooner it could have been this easy , I might not...
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Great experience start to finish. Extremely professional. Appreciate the work and would definitely look to working with Team Gayda for my next purchase! Thank you very much!
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About
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida, Georgia, and Illinois. His experience includes Conventional, FHA, VA, USDA, Jumbo, Construction to Permanent, Renovation, Home Equity, self employed, bank statement, and investor financing.
Michael also has extensive experience with new construction, complex income scenarios, move up buyers, builders, and Realtors. He has been recognized as a STRATMOR National Top 25 Loan Officer and a 14 time Five Star Mortgage Professional.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
DSCR Loans
Self-Employed Mortgages
Bank Statement Loans
Specialities
Purchase Mortgages
Home Refinance
HELOC
Home Equity Loans
Renovation Loans
Non-QM Loans
Construction Loans
DSCR Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 177621
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.