Michael Gayda - OVM Financial
Sales Manager | NMLS# 177621
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Michael Gayda is an Awesome loan officer. My entire loan process, from finding the right home to closing took less than four weeks. He was engaged in the process on all fronts while keeping my interest at heart of everything. He was like my...
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Reply from Owner
June 21st, 2017 12:00 AM
Thank you for the kind words, Nux! We are happy to have helped - please stay in touch!
Michael Gayda helped us get our mortgage approved for our new home. His team are First in Class when it comes to the financing piece to home purchasing. Starting with Michael as a true leader in the industry, his knowledge, expertise and professionalism...
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Reply from Owner
June 18th, 2017 12:00 AM
Thank you for the kind word,s Justin! We truly enjoyed partnering with you and Cara - you were both fantastic to work with. We look forward to the housewarming party and hope to see you soon!
The thought of buying a house was always scary to me. The Gayda team was awesome, efficient and quick. Made my experience a super positive one. Thanks so much. Would absolutely recommend
Reply from Owner
June 18th, 2017 12:00 AM
It was our pleasure to help you with your first home, Ivana! We hope you enjoy it for many years!
Michael & his team were excellent! Very thorough and always keeping us in the loop with the entire process. They were very responsive and efficient with all our questions. If we had to do it all over again, we would certainly use PrimeLending...
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Reply from Owner
May 16th, 2017 12:00 AM
It was our pleasure! You made our job easy!
Michael and his team were above and beyond with their attention to detail. He was there to answer any questions through out the entire pre-approval, and loan process. Due to the hard work they put in, we closed on time and could have closed...
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Reply from Owner
May 12th, 2017 12:00 AM
Thank you for letting us be a part of your transition to FL! Enjoy your new home!
The last time I purchased/built a home was 8 years old. I must admit that all I did was blindly sign on the dotted line. That did not work out well for me. I promised myself that I would ask questions the next time. Michael treated me like...
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Reply from Owner
May 12th, 2017 12:00 AM
We are happy to take the time to discuss things and make sure you understand your options. Congrats on the new home and thank you for the review!
Michael was professional and easy to work with through the process. The best complement is my realtor saying "I can't believe how well Michael keeps me in the loop. This never happens with a lender."
Reply from Owner
May 2nd, 2017 12:00 AM
Thank you! It's our goal to keep everyone in the loop and make it easy for all parties! Enjoy your home!
Michael Gayda and his team, to include Jenny Barrezueta were MORE than helpful. As a disabled Veteran and FIRST TIME HOME-BUYER, the team made my experience quiet enjoyable. Michael assisted me starting from step one and offered expert advice....
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Reply from Owner
April 25th, 2017 12:00 AM
It was our pleasure to help, Olajuwon! Near or far, we aim to provide the best service and expertise - especially to those that have served our Country. We hope you enjoy your home for many years; you deserve it. Thank you for letting us be...
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We needed Michael to close our loan quickly. I had to move down first and was without my wife and kids until we closed, his ability to close quick allowed me to re-unite with my family. He was true to the timeline and kept us informed throughout....
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Reply from Owner
April 24th, 2017 12:00 AM
Thank you for the review! We were happy to help get things done quickly and help reduce your stress.
Mr. Gayda used some nice tools which allowed us in concert to look at the different combination of numbers with respect to my Mortgage which I found engaging. The entire process was far less stressful than I anticipated.
Reply from Owner
April 24th, 2017 12:00 AM
Thanks, Dave! We enjoyed working with you!
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About
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida, Georgia, and Illinois. His experience includes Conventional, FHA, VA, USDA, Jumbo, Construction to Permanent, Renovation, Home Equity, self employed, bank statement, and investor financing.
Michael also has extensive experience with new construction, complex income scenarios, move up buyers, builders, and Realtors. He has been recognized as a STRATMOR National Top 25 Loan Officer and a 14 time Five Star Mortgage Professional.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
DSCR Loans
Self-Employed Mortgages
Bank Statement Loans
Specialities
Purchase Mortgages
Home Refinance
HELOC
Home Equity Loans
Renovation Loans
Non-QM Loans
Construction Loans
DSCR Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 177621
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.