Michael Gayda - OVM Financial
Sales Manager | NMLS# 177621
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Michael Gayda at PrimeLending and his Teammates there Are the Best in the Business. I have had over 20 homes and PrimeLending is the Best by far I have ever worked with on obtaining my home loan. You know every day what the status is on your...
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Reply from Owner
May 31st, 2019 12:00 AM
Thank you for your review, Cliff! We appreciate your feedback and hope you are enjoying your new home. Please stay in touch!
Michael Gayda made contact by phone and thoroughly explained the process and gave me time to ask any questions. He was very personable and made me feel comfortable with the process. I liked the team approach and feedback at every stage. He...
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Reply from Owner
May 3rd, 2019 12:00 AM
Thank you for your feedback, Nancy. We were very happy to be a part of your purchase and loved to see how everything came together so well for you.
My wife and I could not be more happy and thankful for Prime lending and Michael Gayda. His team went over and above for us. They took the time to understand our needs. One other thing is that they kept us in the loop with phone calls and email...
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Reply from Owner
April 22nd, 2019 12:00 AM
We are very happy to have met and worked with you, David! Enjoy your new home!
I am honored to leave the second review for Michael Gayda. PLease refer to my previous review on 09/2016. I mentioned that I will use him again for my next purchase, I did indeed. I just bought my second and forever home. Michael made it happen...
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Reply from Owner
March 26th, 2019 12:00 AM
Thank you again, MC! I am grateful to be a resource to you and your family and can't wait to see your home's "after" pictures.
Excellent communication, excellent service and overall great guy. Was very happy with Michael and his company. He worked hard even after hours to ensure my questions were answered and that I was comfortable with the process.
Reply from Owner
March 11th, 2019 12:00 AM
Thank you or the review, Nate! We enjoyed working with you and Chloe. I hope you enjoy your new home!
LOVE LOVE LOVE! Michael Gayda and his team are amazing! Michael Gayda and his team are quick to respond either with a phone call or email. I love that I have them in my back pocket and will not use any other lender again! His team has made...
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Reply from Michael Gayda - NMLS# 177621
February 21st, 2019 03:16 PM
Thanks for the kind words, Tim!
Michael and his team did an amazing job. They kept me informed every step of the way and gave me helpful advice when asked for it. Each situation Michael explained to me the good and bad so I could make the most informed decision for my family....
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LOVE LOVE LOVE! Michael Gayda and his team are amazing! Michael Gayda and his team are quick to respond either with a phone call or email. I love that I have them in my back pocket and will not use any other lender again! His team has made...
read more
Reply from Owner
January 31st, 2020 12:00 AM
We are happy to help, Tim!
thank you Michael for taking the time to provide me necessary information and for all your help and knowledge. I greatly appreciate it more than you know. I highly recommend Prime Lending
Reply from Michael Gayda - NMLS# 177621
February 19th, 2019 04:52 PM
Our pleasure, Christine! Glad we could help!
Michael and his team were extremely knowledgeable throughout the entire experience of purchasing my first home. I always received a quick response to any question I had. Even a year later, when I reach out to his team with new questions regarding...
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Reply from Michael Gayda - NMLS# 177621
February 15th, 2019 05:47 PM
Thank you, Alex! We were very happy to help you into your first home!
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About
Michael Gayda is a mortgage professional with more than 23 years of experience helping homebuyers, homeowners, and real estate partners make informed financing decisions.
Based in Jacksonville, Florida, he serves clients throughout Florida, Georgia, and Illinois. His experience includes Conventional, FHA, VA, USDA, Jumbo, Construction to Permanent, Renovation, Home Equity, self employed, bank statement, and investor financing.
Michael also has extensive experience with new construction, complex income scenarios, move up buyers, builders, and Realtors. He has been recognized as a STRATMOR National Top 25 Loan Officer and a 14 time Five Star Mortgage Professional.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
DSCR Loans
Self-Employed Mortgages
Bank Statement Loans
Specialities
Purchase Mortgages
Home Refinance
HELOC
Home Equity Loans
Renovation Loans
Non-QM Loans
Construction Loans
DSCR Loans
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Addresses and Serving Areas
Primary Serving Area
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 177621
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.