Michael Freeman, AMP
Senior Mortgage Loan Originator | NMLS ID# 231039
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
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Reviews from Web
Michael was very helpful when it came to securing the interest rate we were seeking and he provided excellent advice. But after we locked in the rate and the process continued to paperwork/underwriting he was impossible to get a hold of. I...
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Reply from Michael Freeman
November 24th, 2025 09:25 PM
Thanks for your honest review, Christopher. It helps me deliver more trusted and professional service on future mortgage journeys. I’d welcome the chance to work with you again. – Michael Freeman
In the beginning everything was great, the information and advice were very informative. However, at the end when I had questions and when it came down to the final numbers there was a disconnect and no communication
Reply from Michael Freeman
November 19th, 2025 04:38 PM
I value your feedback, Vahnora. Each home purchase milestone helps me refine my approach as a lender. I’d love to help with your future home loan needs. – Michael Freeman
Awesome team they really helped me out
Reply from Michael Freeman
November 19th, 2025 02:45 PM
I’m delighted your home loan experience went well, William. Enjoy this exciting next step, and know I’ll be here when you’re ready for future home financing. – Michael Freeman
It helped me adjust my interest rate to a lower rating and a Slioghtlyu lower monthly fee. Only time will tale if it actually benefits my family and I.
Reply from Michael Freeman
November 17th, 2025 03:33 PM
Thanks for the positive feedback, George L. I’m proud to have helped with your mortgage milestone, and I’d love to guide you on your next home financing journey. – Michael Freeman
Use a different Title company
Reply from Michael Freeman
November 12th, 2025 06:57 PM
Thanks for sharing your review, Pamela L. I’m happy your loan process was a success, and I’ll be here to help with your future home loan goals. – Michael Freeman
Much faster closing than I anticipated!
Reply from Michael Freeman
November 10th, 2025 04:57 PM
I appreciate your review, Anthony Ray. Being part of your homeownership milestone was something I truly enjoyed, and I’ll be here for your future mortgage needs. – Michael Freeman
this was my 2nd time handling business with Michael and it's been very a very easy process. highly recommend Michael for any business with PHL.
Reply from Michael Freeman, AMP
November 3rd, 2025 01:47 AM
I'm grateful for your continued trust, Steven. It's encouraging to know that both experiences have been smooth for you. Your recommendation means a lot, and I'm here to help with any future business needs you might have with Planet Home Lending,...
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Scheduling issues with the title company's notaries.
Reply from Michael Freeman
November 3rd, 2025 01:48 AM
I appreciate you bringing this to my attention, Mark. I understand how scheduling issues can be frustrating. While I strive to ensure a smooth process, sometimes external factors like title company scheduling are out of my direct control. Please...
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Very transparent and knowledgeable
Reply from Michael Freeman
November 3rd, 2025 01:47 AM
I'm grateful for your kind words, Melvin. It's great to know that you found the process transparent and that my knowledge was helpful to you. If there's anything else you need or any questions you have in the future, please feel free to get...
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We had too many different emails with price quotes coming from too many people. It was an extremely long process and what was supposed to be no money down, which is what caught our attention was total BS. This was a train wreck that I personally...
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID# 231039
Achievements
- Accredited Mortgage Professional
Hobbies
- Basketball , Football , Beach , Traveling , Comedy
Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.