

Michael Farmer
Mortgage Loan Originator

Expert mortgage solutions: 20+ years navigating complex loans. "Guideline Guru" delivers customized financing, prioritizing client clarity & efficiency. Compliance-driven, innovative options for all borrowers. Your trusted partner for seaml... Show More
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Michael made everything as easy as possible on me, and was very easy to communicate with. This process can be very stressful, but he always answered any concerns very quickly.
My experience with Alcova Mortgage was excellent. Michael Farmer was the best, always making himself available to answer any questions and to point me in the right direction. I couldn’t ask for a better experience and I would highly recommend!...
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Very attentive to our needs and also very responsive to us. We never waited for information…. Michael was “on top of it”
Michael took his time and never gave up on making sure I was able to get a home. His level of patience and dedication was stellar!
Michael was so very friendly and helpful! He was great with communication and got back to me immediately when I had a question. I felt he really wanted what was best for me and was very easy to work with!
Communication.
Michael was very attentive and on top of things. He even took time when he was with family to get me estimates for our transaction so my husband and I could make our time-sensitive decisions. Michael really treated the transaction like it was...
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Michael answers all questions- explains things clearly- very professional- easy to talk to- very knowledgeable
Michael was very communicative throughout the process. He explained and guided me through the whole process. I appreciate his patience towards the end as well but also his diligence on getting us to the closing day.
Michael made everything so easy! He is very professional and I would recommend him to everyone!
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About
Expert mortgage solutions: 20+ years navigating complex loans. "Guideline Guru" delivers customized financing, prioritizing client clarity & efficiency. Compliance-driven, innovative options for all borrowers. Your trusted partner for seamless homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage
Down payment assistance
Credit repair
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Memberships
- National Association of Mortgage Brokers
- Mortgage Bankers Association
- Accredited Mortgage Professional
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Addresses and Serving Areas
Primary Serving Area
Year Started
2004
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1651378
Achievements
- 2025 MVP
Hobbies
- Base Jumping
- Sky Diving
- Travel
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.