Michael Douthwaite
Executive Branch Manager
Welcome! My name is Michael Douthwaite and I'm the Executive Branch Manager at Lumin Lending! With over 100 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
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Micheal, and Susan are great to work with! We would highly recommend them. Great communication, and thier very helpful with assistance if any issue arises. Again, thank you for all the help!
From start to finish everything went smoothly Couldn't be any happier .
Reply from Michael Douthwaite
January 31st, 2026 07:37 PM
I'm glad to hear that the process went smoothly for you, Susan. Knowing you're satisfied with how everything turned out means a lot to me. If there's anything else you need in the future, don't hesitate to reach out.
Easy to communicate and work with.
Reply from Michael Douthwaite
January 30th, 2026 11:39 AM
I'm pleased to hear that the communication and collaboration worked well for you, Michael. If there's anything else I can assist with in the future, feel free to reach out.
Michael has been extremely helpful and very professional. He responds quickly, provides clear information, and explains everything in a straightforward way. I truly appreciate his support and excellent customer service throughout the process....
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Reply from Michael Douthwaite
December 12th, 2025 01:55 AM
It's great to know that you valued the clarity and promptness of my service, Abdulaziz. Providing straightforward explanations and supporting you during the process is something I always strive for. Your recommendation is appreciated, and if...
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Michael is responsive, knowledgeable and diligent.
Reply from Michael Douthwaite
November 19th, 2025 03:40 AM
Thank you for your kind words, Darin. It’s reassuring to know that my responsiveness and diligence made a difference for you. If there's anything else you need assistance with, feel free to get in touch at any time.
He is so helpful. I couldn't ask for a better agent.
Reply from Michael Douthwaite
October 16th, 2025 07:30 PM
It's fulfilling to hear that you found the assistance helpful, and I'm glad to have met your expectations. If there's anything further you need, please don't hesitate to reach out.
Michael went above and beyond to help me understand the loan process and make it a smooth transaction. very knowledgeable, professional and easy to work with. Definetely recommend.
Reply from Michael Douthwaite
October 15th, 2025 07:30 PM
I'm pleased to hear that you found the loan process smooth and informative, Ivan. It's great to know my efforts made a positive impact, and your recommendation means a lot. If you ever have further questions, I'm here to assist.
Michael was a pleasure to work with. He made things easy to understand and always made himself available to assist us with any questions throughout the home buying process. We had a constant line of collaborative communication and he was always...
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I have multiple properties and I recently work with Michael for the first time on my first out of state purchase. I will reach out to Michael moving forward. Every step of the way he has been a great experience; he is kind, knowledgeable and...
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Reply from Owner
September 30th, 2024 12:00 AM
We are so happy to hear that Michael provided you with a wonderful experience! Our goal is to surpass your expectations and leave you highly satisfied with your process!
I was a first-time home buyer, and had relatively no knowledge about how the home loan process worked. Even with my inexperience, Michael's guidance made the lending process extremely straightforward and stress-free. He was able to answer all...
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Reply from Owner
September 23rd, 2024 12:00 AM
Thank you for letting us know about the support and constant communication provided by Michael! We know the importance of being there to answer any questions or concerns to make our borrowers feel comfortable and happy with their process!
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About
Welcome! My name is Michael Douthwaite and I'm the Executive Branch Manager at Lumin Lending! With over 100 years of combined experience, our founders bring unparalleled expertise to guide you through every step of your mortgage journey.
With almost a decade of personal experience, I'm committed to delivering best-in-class service and navigating you through every step of the financial process. I've helped thousands of clients with their financing needs and specialize in a large variety of loan products to help fit your financial goals (Conventional, FHA, VA, HELOC, Self-Employed, Investors, No-Doc, ITIN, etc.). I take pride in ensuring every client gets the best possible service and options available! Call me today!
Products & Services
Mortgage Loan Officer
Mortgage Refinance
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Year Started
2017
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1702285