The Michael Creed Team
Branch Director | NMLS# 50441
University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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Michael and his team were great with communiation throughout the transaction. They were all very pleasant to work with and we had no issues or challenges beause they were always looking one step ahead and making sure we had exactly what was...
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Reply from The Michael Creed Team
February 2nd, 2025 02:37 AM
Thank you, Alicia, for your kind words. My team enjoyed working with you, too!
Everyone has and continues to be helpful for every step of the way
Reply from The Michael Creed Team
January 25th, 2025 12:23 AM
Thank you, Charisma, for your kind words! Congrats on your money-saving refinance. I remember the first time I refinanced my first house, it was so cool to just lower my payments! :-)
The entire team was so helpful. I appreciate the quick responses and attention to details and deadlines. You are absolutely on my list of preffered lenders for clients!
Reply from The Michael Creed Team
January 9th, 2025 10:26 PM
Thank you so much for your kind words! Our team strives to provide attentive, detail-oriented service with quick responses, and it’s wonderful to hear that it made a difference for you. Being on your list of preferred lenders is a true honor,...
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Alex was extremely knowledgeable and helpful to make the entire process smooth. I would highly recommend him as a lender with the purchase of your next home.
Reply from Owner
December 26th, 2024 10:45 PM
Thank you so much for your kind words and for recognizing Alex’s dedication and expertise! He truly excels at making the homebuying process seamless and stress-free for our clients, and we're thrilled to see his hard work appreciated. Your...
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The Michael Creed team is amazing! Made my refi into an enjoyable experience and even when things didn't go perfectly, they went smoothly. Great job team!
Reply from Owner
December 23rd, 2024 09:33 PM
Thank you so much for your kind words, Jennifer! It means the world to us that you had an enjoyable experience, even with a few bumps along the way. Our team is committed to making every step as smooth and stress-free as possible, and your...
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Consistent communication to help me meet my goals and answer my questions. Made me feel special at the closing with a personalized gift.
Reply from The Michael Creed Team
December 23rd, 2024 09:31 PM
Thank you SO MUCH for your business and your review, Jennifer. We're grateful you allowed us to be a part of this journey with you!
I recently had the pleasure of working with Luminate Home Loans for one of my real estate clients, and I couldn't be more impressed. The service was exceptional, with superb communication throughout the entire process. The team was professional,...
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Reply from The Michael Creed Team
December 2nd, 2024 07:35 PM
James - thank you so much for your review and your business. My team and I are so grateful to have been able to work alongside you as we helped Ms. Neal along her journey. - Michael
The comunicatiin was great and everything was super simple and fast working with the team!
Reply from The Michael Creed Team
December 4th, 2024 01:34 PM
Trevor, thank you so much for taking the time to review our team and for trusting us with the largest transaction of your life. We're super grateful for that!
Alex and Michelle were always there to help when I needdd.
Reply from The Michael Creed Team
December 4th, 2024 01:34 PM
Thank you so much for letting us know about your experience with Alex and Michelle. Congrats on your home purchase and thank you for choosing Luminate.
Luminate was always available, organized, informative, and friendly. I loved the emails, texts, and phone calls checking in on me and keeping me up to date. Excellent.
Reply from Owner
November 26th, 2024 10:42 PM
Valerie - Thank you so much for your business and your review. Congrats on your new home!
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003
Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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