The Michael Creed Team
Branch Director | NMLS# 50441
University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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Reviews from Web
First - Thank you, Theresa!!!!!!! You were AMAZING & the BEST!!! So easy to work with, knowledgeable, helpful, attentive, responsive & just the most wonderful as we were just getting started. Then the whole team as we got further along in the...
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Reply from Owner
April 4th, 2025 01:35 PM
Wow—thank you for such an incredible and thoughtful review! What a joy it was to walk alongside you through this journey. Theresa really is amazing, isn’t she? I’m so glad you felt supported and cared for from the very beginning.I’ll be sure...
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First - Theresa!!!!!!! She was AMAZING & the BEST!!! So easy to work with, knowledgeable, helpful, attentive, responsive & just the most wonderful as we were just getting started. Then the whole team as we got further along in the process....
read more
Reply from The Michael Creed Team
April 8th, 2025 12:58 AM
Wow! Thank you so much for this amazing review and congrats on your home purchase. Thank you for your business!
Alex and the team make the home-buying process seamless by staying organized, maintaining clear communication, and following a streamlined system designed for efficiency.
Reply from Owner
June 8th, 2025 01:39 PM
Ann - thank you so much for your kind words and for your business. We hope you're loving your new home!
Always kept us in the loop and delivered above and beyond. Great experience .
Reply from The Michael Creed Team
April 8th, 2025 12:58 AM
Thank you, Stephen, for your time to submit this review; congrats to you and your seller!
The teams dedication
Reply from The Michael Creed Team
March 3rd, 2025 02:48 AM
Naivy - thank you so much for taking the time to let others know about your experience with my team. We're so grateful for your business; congrats on your new home!
Alex (and the entire team) were so supportive and communicative, I couldn’t recommend them more. Even as changes/challenges came up during the buying process, they were always quick to respond and give me confidence before moving forward.
Reply from Owner
June 8th, 2025 01:39 PM
Thank you, William, for your time and your review; we're super grateful for you!
The Luminate team is amazing! Maryella and the whole team was amazing to work with. It is fantastic to work with a lender that can have fun all while remaining professional and polite. Thank you for your team's communication, fast work, & efficiency....
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Reply from Owner
February 20th, 2025 10:54 PM
Thank you for your time and your business; we're so grateful for you taking the time to let us and others know about your experience with the team!
I did a cash out refinance with these people what a mistake on my part they sent me 2 checks for the amount to be paid to the company's I owed me out to me I put them in my bank and paid the bills off they sent me à 3rd check made out to the...
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Reply from Owner
February 20th, 2025 10:59 PM
Larry,I sincerely regret to hear about the challenges you’ve faced with your refinance and the financial strain it has caused you. That sounds incredibly frustrating, and I completely understand your frustration. No one should feel worse off...
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The Michael Creed Team has received a review with 5 star rating from Christi L
Reply from Owner
February 20th, 2025 10:59 PM
Thank you, Christi!
Great communication! Great energy! Great service! Glad we went with Luminate!
Reply from Owner
June 8th, 2025 01:40 PM
Thank you David! We're glad you went with us too! :-) Please don't keep us a secret as you're out and about living life! The best way to connect those in your world who also need to choose Luminate :) is to simply group text the person you...
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003
Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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