

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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Michael was great. I went with another lender because I got a better rate elsewhere.
Mike worked tirelessly to close this loan at the desired rate even though I had an out-of-the-country vacation planned in the middle of the process. He worked directly with appraisers, worked with my neighbor to schedule the appraisal, and...
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Michael Creed moved our refinance through quickly and smoothly. He responded quickly through both phone and e-mail, and made sure all the different parties communicated smoothly. We were very happy with our experience and would recommend Michael...
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Michael was VERY helpful throughout the process of my refinance. He always provided thorough instructions and was very responsive and patient when I had questions. He also kept me informed of what was happening and what to expect next. Updated...
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Michael provided excellent service. He was very responsive and knowledgeable. He went above and beyond to answer all of my questions. I will be recommending Michael to my friends and family and will use him again for future financing.
The 2nd paragraph of Michael's first email to me clearly answered a question that a dozen or so brokers over the last 15 or 20 years have failed to clarify for me. Unfortunately, the gist of the answer was that I won't be able to qualify for...
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The 2nd paragraph of Michael's first email to me clearly answered a question that a dozen or so brokers over the last 15 or 20 years have failed to clarify for me. Unfortunately, the gist of the answer was that I won't be able to qualify for...
read more
Wow, that was a very fast response. Seems to be really on the ball.
Very helpful and easy to work with. Answered all my questions right away. Returned phone calls and emails promptly.
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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