

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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I got to know Mike as a Facebook friend and then we met face to face over an iced tea. As a real estate agent, I was pretty impressed with the tracking and communication levels implemented by his company, so I thought I'd check out his references....
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I got to know Mike as a Facebook friend and then we met face to face over an iced tea. As a real estate agent, I was pretty impressed with the tracking and communication levels implemented by his company, so I thought I'd check out his references....
read more
We closed with Michael back in May. In the process he was very professional, answered all our questions quickly, even late at night or on week-ends, and he got us an excellent rate.
I haven't closed yet, but intend to.
I haven't closed yet, but intend to.
While we didn't close with Michael, we were really disappointed that we couldn't. I came to Michael here on Zillow after talking to about 4 or 5 other mortgage officers/brokers. He really stuck out as more caring, responsive, and professional...
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Very professional and responsive. Was pleasant to deal with and anticipated questions I would have and provided the answers ahead of time. He made the refinancing process very easy.
I couldnt be more pleased with how smoothly things went in refinancing my home with Michael. The rate was good and the fees were low, cant complain there, and again everything was smooth. I would definitely work with Michael again. Thanks.
Have made application for mortgage-loan pre-approval letter, pending selection and decision on property to be purchased. My telephone discussion and application interview with Michael could not have been any better; it was an excellent experience....
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It was a very smooth process. Another lender had turned us down based on, I believed, a flawed appraisal. I explained that to Michael and he was a little skeptical, but took it on and got it approved and funded in less than a month.
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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