The Michael Creed Team
Branch Director | NMLS# 50441
University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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Best experience ever (and I've had several mortgages). Excellent and regular communication on status, both personal and electronic. Everything explained thoroughly. Thanks to the whole team.
Best experience ever (and I've had several mortgages). Excellent and regular communication on status, both personal and electronic. Everything explained thoroughly. Thanks to the whole team.
As a real estate agent the lending process is a very important aspect of our transactions. Working with Jason Bower at Envoy is best way of getting the job done right!
As a real estate agent the lending process is a very important aspect of our transactions. Working with Jason Bower at Envoy is best way of getting the job done right!
I have never heard a complaint from my clients or customers working with Envoy Mortgage. These guys have it figured out!! Transparent communication 100% of the time. It goes a long way during the transaction, really reducing stress levels for...
read more
Great company for all mortgage types, whether it is conventional, FHA or VA, Envoy always gets the job done. Here at Response Realtors, we have closed many deals with Michael Creed.
LeaderOne Financial is the most reliable, dependable lender that I have ever worked with. I don't have to worry when I send a buyer to them for a preapproval. I love the constant updates whether by email or by phone call, I appreciate it a...
read more
As a real estate agent the lending process is a very important aspect of our transactions. Working with Jason Bower at Envoy is best way of getting the job done right!
I have never heard a complaint from my clients or customers working with Envoy Mortgage. These guys have it figured out!! Transparent communication 100% of the time. It goes a long way during the transaction, really reducing stress levels for...
read more
Great company for all mortgage types, whether it is conventional, FHA or VA, Envoy always gets the job done. Here at Response Realtors, we have closed many deals with Michael Creed.
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003
Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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