

The Michael Creed Team
Branch Director | NMLS# 50441


University of Wisconsin Milwaukee
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of ... Show More
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We just closed Dec 21 :) Of the five times I've had to obtain mortgages, this was by far the best experience. The reviews that note incredible communication with Michael and the rest of the staff are not exaggerated. There were times in the...
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We just closed Dec 21 :) Of the five times I've had to obtain mortgages, this was by far the best experience. The reviews that note incredible communication with Michael and the rest of the staff are not exaggerated. There were times in the...
read more
Very good organization. Michael was great, and his team were very good communicators. Would highly recommend.
Very good organization. Michael was great, and his team were very good communicators. Would highly recommend.
I wish the buyers of my old house used Envoy! Great people, good communication through calls, texts, and emails.
Michael Creed and his team are dedicated to his customers. Michael is very prompt, courteous and thorough with his explanations. All timelines and figures mentioned were accurate and met. I would and have recommended Michael Creed and his team...
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Michael Creed and his team are dedicated to his customers. Michael is very prompt, courteous and thorough with his explanations. All timelines and figures mentioned were accurate and met. I would and have recommended Michael Creed and his team...
read more
Fantastic company to work with, every step in the process was handled with the utmost efficiency.
Exceptional experience from start to finish! Envoy Mortgage in Brookfield was amazing to work with. The entire staff was on top of the process throughout the entire transaction and a delight to work with. Envoy Mortgage Brookfield helped put...
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Best experience ever (and I've had several mortgages). Excellent and regular communication on status, both personal and electronic. Everything explained thoroughly. Thanks to the whole team.
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About
At Luminate Home Loans, our mission is to unlock a person's full potential through finances, and provide them with clarity at every step along the way.
We make lending approachable by bringing transparency and consistency to every part of the financial world - guiding people to decisions that they feel are in their best interest.
It's our goal to help you feel informed and engaged at every turn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Education
- University of Wisconsin MilwaukeeBusiness Administration / FinanceBachelor of Business Administration (BBA)Sep 1999 -Dec 2003

Year Started
2004
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 50441
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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