

Michael Campites
Mortgage Branch Manager | NMLS# 160086

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Mike was not only friendly but extremely knowledgable and informative whenever we had questions. Applying for a mortgage can be tedious and scary, but he put our minds at ease and we knew we were in great hands during the entire process.
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Reply from Michael Campites
November 4th, 2025 09:49 PM
Thank you!
Mike was hands on at all time kept me updated each step of the way. Was very helpful with what documents i need to expedite the process . Communication was spot on answered any questions or concerns that I might of had in a timely manner. I...
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Reply from Michael Campites
November 4th, 2025 09:49 PM
Thank you!
Michael recently helped me with a mortgage on a home that was in the family for 50 years after the passing of my father , aunt and uncle . Michael guided me every step of the way and helped make a dream come true for me of keeping the family...
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Reply from Michael Campites
November 4th, 2025 09:49 PM
Thank you V
Mike kept us updated on the whole process and responded quickly to any questions or concerns that we might of had. Made the process as painless as possible .
Reply from Michael Campites
November 4th, 2025 09:49 PM
Thank you!
Michael and his team were great to work with. He made our mortgage process very easy. He was very attentive and very responsive to any and all questions that we had during the process!
Reply from Michael Campites
November 4th, 2025 09:49 PM
Thank you so much! Best of luck in your new home!
Michael was very communicative and available when needed. Made the whole process stress free.
Reply from Michael Campites
November 4th, 2025 09:49 PM
Thank you Matt. Best of luck in your new home!
I recently had the pleasure of working with Mike as my mortgage lender, and I couldn't be more satisfied with the experience. From the very beginning, Mike was incredibly knowledgeable, responsive, and attentive to my needs. He guided me through...
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Reply from Michael Campites
November 4th, 2025 09:49 PM
Thank you so much Jithan! I wish you the best of luck in your new home!
We all know buying a house can be a stressful and difficult time. Mike went ABOVE & BEYOND to help us through multiple challenges, many of which were beyond his job description. Mike is personable and made my fiancé and I feel assured that...
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Communication was always quick and helpful
Reply from Michael Campites
November 4th, 2025 09:49 PM
Thank you Noreen! Wishing you the best of luck in your new home!
Micheal made all the difference! His knowledge and expertise made our first home buying experience seamless and interesting. Absolutely reachable and answered questions professionally and detailed
Reply from Michael Campites
November 4th, 2025 09:49 PM
Thank you so much for this! I hope you are enjoying your home!
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Free mortgage consultation
New Home Buyers
Refinance
VA loans
FHA loans
Conventional, FHA, VA, Non-QM, all types of mortgages
203-K, Reverse SONYMA
DSCR
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Positions
- NJ Lenders Corp/Silver Bay Lending - Branch ManagerMay 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1999
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 160086
Disclaimer

Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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