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Meredith Spence - Mortgage Loan Officer - NML...
Branch Manager | NMLS 404506
Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensiv... Show More
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Meredith is very knowledgeable and responsive. I'm confident she can make the loan happen, and will work closely with client to ensure a smooth transaction.
Reply from Meredith Spence
January 5th, 2026 12:45 AM
I'm so glad that we got introduced through that first transaction. Thank you for trusting me with your clients. It is a pleasure working with you!
Constant positive communication, quick response time, and always able to answer questions!
Reply from Meredith Spence
December 15th, 2025 08:50 PM
Your feedback is greatly appreciated, Emily. Keeping communication open and responding quickly to any questions you have is important to me, so I’m pleased to know you found it helpful. I'm here if you need any further assistance with your...
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Meredith is very communicative. she took the time to explain everything in depth and answer every question
Reply from Meredith Spence
December 15th, 2025 03:37 PM
I'm glad to hear you found the communication helpful, Michael. Taking the time to thoroughly explain each step and answer your questions is important to me, as I want you to feel completely informed during the process. If there's anything further...
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Working with Meredith and her team was easy! She walked us through our mortgage and let us ask whatever we needed to to feel confident in our next steps. I would highly recommend Meredith to others.
Reply from Meredith Spence
November 25th, 2025 07:13 PM
Hi Mairead, I am so happy to hear you felt that way. I strive to make the process as smooth as possible so the fact that you felt that way is my reward! I certainly appreciate any referrals you make, and I am never too busy for YOU or your...
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We recently worked with Meredith on our home purchase, and we couldn’t be happier with the experience. From start to finish, she was incredibly supportive, knowledgeable, and proactive. She explained every step of the process clearly, guided...
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We recently worked with Meredith on our home purchase, and we couldn’t be happier with the experience. From start to finish, she was incredibly supportive, knowledgeable, and proactive. She explained every step of the process clearly, guided...
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Reply from Meredith Spence
November 21st, 2025 04:31 PM
It was such a pleasure helping you along your journey to become homeowners! I just sent you an email - let's connect for a call to touch base on some items you might find helpful, no urgency. Hope your move in goes smoothly. Just a reminder...
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It was a great pleasure working with Meredith.
Reply from Meredith Spence
November 21st, 2025 04:32 PM
I'm glad everything worked out! I hope you are very happy in your new home. Let's connect for a quick call at your convenience to touch base on a few items I think you will find helpful. Thank you for the opportunity to assist you with your...
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Meredith was professional and very responsive to every question I had during the loan application process. I would highly recommend her. My closing attorney even commented what a great job she did!
Reply from Meredith Spence
November 22nd, 2025 04:41 AM
Thank you for the great feedback Nicole. It was a pleasure assisting you. I hope your "move in" goes smoothly. Don't hesitate to reach out with ANY mortgage-related questions!
Working with Meredith was an exceptional experience. From start to finish, we worked with the same person, and she took the time to walk us through every document before we signed, which was incredibly helpful. She and her team were quick to...
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Reply from Meredith Spence
December 4th, 2025 03:55 PM
Meghan, I'm glad to hear that you had such a positive experience working with me. Ensuring that you're comfortable with every document and keeping the process seamless is very important to me. Addressing any time-sensitive issues swiftly and...
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Meredith was extremely knowledgeable, always available, and very pleasant to work with. I would seek her assistance without hesitation for any future borrowing need.
Reply from Meredith Spence
November 22nd, 2025 04:45 AM
It was a bit of a journey but with a great ending! I'm so glad that you were able to find the "right" place. It was a pleasure to assist you. Remember that I'm still here and you can reach out anytime with any mortgage-related questions. Enjoy...
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About
Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensive home financing solutions with Embrace Home Loans. Meredith, The Mortgage Lady®, brings a wealth of experience and expertise in mortgage origination. She has closed over $3 Billion in residential mortgage loans and assisted over 7,500 customers with their home financing. Meredith is a perennial Presidentâs Club Member and 5-Star Professional award-winner. Contact Meredith today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Positions
- Embrace Home Loans - Branch ManagerDec 28th, 2021 - Current
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 404506
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Awards
Five Star Mortgage...
Chairman's Club
President's Cllub
Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
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NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.