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Meredith Spence - Mortgage Loan Officer - NML...
Branch Manager | NMLS 404506
Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensiv... Show More
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always available, transparent, timely and accommodating.
Reply from Meredith Spence
March 31st, 2026 02:31 PM
It is always a pleasure working with you Nabil. Thank you for your continued trust. All the best!
Meredith is always organized and punctual with her communication. We just refinanced for a second time with Meredith and her team and can't recommend them enough. She is always available to answer questions.
Reply from Meredith Spence
March 26th, 2026 11:57 AM
Thank you for your feedback Nasim! It is a pleasure working with you two and I'm delighted that you were pleased with your experience.
Meredith and team are top notch. They make the process straightforward. Thank you!
Reply from Meredith Spence
March 26th, 2026 12:02 PM
Thank you for your feedback Colby! It is a pleasure working with you and I'm delighted that you were pleased with your experience.
Meredith is knowledgable, responsive, and communicates well. She stays on top of everything and makes the whole process smooth and worry free. She also gets the best rates for her customers!
Reply from Meredith Spence
March 26th, 2026 12:02 PM
Thank you for your feedback Amy! It was a pleasure assisting you, and I'm so happy to hear you were pleased with your experience.
Good communication. Clear answers to questions. Friendly.
Reply from Meredith Spence
January 22nd, 2026 02:34 PM
I appreciate your feedback, Judith. Providing clear answers and maintaining good communication are priorities for me, and I'm glad to know you found the interaction friendly. If you have any more questions or need assistance in the future,...
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Great communication and took the time taken to answer all our questions
Reply from Meredith Spence
January 20th, 2026 02:24 PM
I'm pleased to hear that you appreciated the communication and the time spent addressing your questions, Travis. It’s important to me that you feel fully informed throughout the process. If there's anything else you need assistance with, don't...
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Every time I refer one of my buyer clients to Meredith, I know they are in great hands and I know Meredith will expertly guide them through the process and meet deadlines.
Reply from Meredith Spence
January 5th, 2026 12:50 AM
Thank you for your feedback Anne! It is a pleasure working with you and I am very appreciative of the trust you place in me. If there is anything I can do to help support you, just let me know!
Meredith was so attentive and informative. Wonderful person to have in your corner during a stressful time.
Reply from Meredith Spence
January 5th, 2026 12:53 AM
Thank you for choosing to work with me and Embrace Home Loans for a second time. I am delighted to receive this feedback. I'm so glad that I was able to provide you with a positive mortgage experience - this is what I strive for! I hope your...
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The process was very clear and stress-free.
Reply from Meredith Spence
January 5th, 2026 12:47 AM
Your feedback is music to my ears! I know how stressful buying a house can be and I'm delighted to hear that we were able to provide a stress-free mortgage experience for you.
Buying a property for first time home buyer is usually stressful but working with Meredith made it straightforward.I think one of the drivers is their convenient procedure .I gives you a sense of comfort when you know what comes next & be informed....
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Reply from Meredith Spence
January 5th, 2026 12:47 AM
I'm so glad you felt this way Navid! Providing a stress-free experience is my top priority. I hope you are enjoying your new home!
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About
Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensive home financing solutions with Embrace Home Loans. Meredith, The Mortgage Lady®, brings a wealth of experience and expertise in mortgage origination. She has closed over $3 Billion in residential mortgage loans and assisted over 7,500 customers with their home financing. Meredith is a perennial Presidentâs Club Member and 5-Star Professional award-winner. Contact Meredith today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Positions
- Embrace Home Loans - Branch ManagerDec 28th, 2021 - Current
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 404506
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Awards
Five Star Mortgage...
Chairman's Club
President's Cllub
Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
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NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.