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Meredith Spence - Mortgage Loan Officer - NMLS# 404506 - Branch Manager | NMLS 404506 in Boston, MA
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Meredith Spence - Mortgage Loan Officer - NML...

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Branch Manager | NMLS 404506

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Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensiv... Show More
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Reviews from Web
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    Bernard B
    Southbridge, MA
    Posted on November 1st, 2025 02:20 AM
    She made fell like she was doing everything in my best interests she was very knowledgeable about process . And went beyond her obligations to make sure everything was done on time and correct to finish closing on timd time i I will reach out...
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    Reply from Meredith Spence
    November 17th, 2025 07:08 PM
    Bernard, I truly appreciate your kind words. I'm glad you felt that I was advocating for your best interests and that my knowledge positively impacted the process. Going above and beyond to ensure timely and accurate closings is always my goal....
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    Susanne Z
    Arlington, MA
    Posted on October 30th, 2025 09:49 PM
    Meredith kept me informed the whole time and made the process of refinancing very easy.
    Reply from Meredith Spence
    November 14th, 2025 09:51 PM
    Your feedback is much appreciated, Susanne. I'm pleased to hear that you felt well-informed throughout the refinancing process and that it was easy for you. Ensuring transparent communication and a smooth experience is always my focus. If you...
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    Hitesh S
    Posted on October 27th, 2025 04:54 PM
    Meredith provided excellent guidance throughout the process and displayed exceptional knowledge in her field. She did a fantastic job of gathering all relevant information and documentation well in advance, strengthening our home buyer position....
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    Charlie O
    Posted on October 21st, 2025 01:03 PM
    Closed with Meredith spring 2024. The level of transparency, knowledge, and communication was unlike any experience I've ever had with any other bank/financial institution. Meredith was honest and realistic at every point in the process. If...
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    Sue Z
    Posted on October 10th, 2025 07:12 PM
    I have worked with Meredith multiple times since 1996. I purchased a new home last winter, and she went out of her way to come up with creative financing solutions. She has stayed in touch with me between closings and kept me informed of opportunities....
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    Tim K
    Swampscott, MA
    Posted on October 10th, 2025 05:02 PM
    Takes the time to talk through questions and respond to time sensitive questions.
    Reply from Meredith Spence
    November 22nd, 2025 04:47 AM
    Tim I appreciate your partnership and trust in me. It is a privilege to help your clients move to their next place and next phase!
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    Emily T
    Posted on October 10th, 2025 04:52 PM
    We are so grateful for Meredith's expertise, accessibility, and care throughout our home buying experience. From start to finish, she was available any time we had a question and went above and beyond in explaining each step in the lending...
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    Tammy L E M
    Posted on October 10th, 2025 02:51 PM
    I have raved about our experience with Meredith. She is meticulous, detail-oriented, and has impeccable communication skills. We were given excellent guidance throughout the process and knew what to expect every step of the way. I can't recommend...
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    Dennis M
    Posted on October 10th, 2025 02:24 PM
    We've worked with Meredith Spence at least four times - three refinances and finally a new mortgage - and she's been nothing short of fantastic each time. Meredith and her entire team are professional, precise, prompt and responsive, and in...
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    Jennifer A
    Posted on October 10th, 2025 12:29 PM
    Meredith you were instrumental in making a dream of ours come true. You helped us understand the process, answered our questions (no matter how silly) and guided us through to the finish line. No bumps in the process felt like they were too...
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    About
    Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensive home financing solutions with Embrace Home Loans. Meredith, The Mortgage Lady®, brings a wealth of experience and expertise in mortgage origination. She has closed over $3 Billion in residential mortgage loans and assisted over 7,500 customers with their home financing. Meredith is a perennial President’s Club Member and 5-Star Professional award-winner. Contact Meredith today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Positions
    • Embrace Home Loans - Branch Manager
      Dec 28th, 2021 - Current

    Year Started

    2021

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 404506
    Videos
    video
    Awards
    Five Star Mortgage...
    Chairman's Club
    President's Cllub
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.