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Meredith Spence - Mortgage Loan Officer - NMLS# 404506 - Branch Manager | NMLS 404506 in Boston, MA
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Meredith Spence - Mortgage Loan Officer - NML...

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Branch Manager | NMLS 404506

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Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensiv... Show More
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  • SFTP
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    Shawn A
    Nashua, NH
    Posted on May 20th, 2025 01:00 AM
    Meredith was a great teacher. She explained things very well. I felt very prepared throughout the process. I felt I was able to make a strong offer because I was so prepard
    Reply from Meredith Spence
    June 4th, 2025 01:02 AM
    I'm thrilled to hear that you felt well-prepared throughout the process and that my explanations were helpful. It was a pleasure assisting you with your home purchase, and I'm glad you felt confident in making a strong offer. Thank you for...
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    Shirley A
    Concord, MA
    Posted on May 4th, 2025 09:18 PM
    Meredith was very personable and had a wealth of information about the home buying process
    Reply from Meredith Spence
    May 19th, 2025 09:20 PM
    I'm thrilled to hear that you found my assistance personable and informative during your home buying process. It was a pleasure to help guide you through this important step with Embrace Home Loans. Thank you for sharing your experience!
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    Marie A
    Tyngsboro, MA
    Posted on May 3rd, 2025 09:07 PM
    Meredith was extremely attentive and provided valuable information and guidance to my first time home buyers. The property value certificate helped them have their offer accepted. I would absolutely refer Meredith again!!
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    Paul G
    Tyngsboro, MA
    Posted on May 3rd, 2025 09:22 AM
    Meredith did a great job walking us through the loan process and was very response to all of our questions!
    Reply from Meredith Spence
    May 18th, 2025 09:24 AM
    I'm thrilled to hear that you had a positive experience with your loan process. It was my pleasure to assist you and ensure all your questions were answered promptly. Thank you for your kind words and for choosing Embrace Home Loans.
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    Colby Y
    Concord, MA
    Posted on May 2nd, 2025 10:23 AM
    Meredith is overall outstanding. She took the timeto explain the process to us which was helpful as first time home buyers. Additionally, Meredith was responsive, caring and direct when she needed to be. In all honesty, I was expecting a laborious...
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    Reply from Meredith Spence
    May 2nd, 2025 11:23 AM
    Thank you for your feedback Colby! It definitely was a journey, and I'm sorry it took so long for you to land the right house but ultimately it did happen, and I'm so happy for you. It was a pleasure working with you and Shirley and I was delighted...
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    Prashant D
    Newton, MA
    Posted on April 27th, 2025 10:40 AM
    Overcomminication and sharing of prioritized needs
    Reply from Meredith Spence
    May 12th, 2025 10:43 AM
    I'm pleased to hear that you valued the communication and prioritization during your home loan process. It was a pleasure assisting you with your purchase at Embrace Home Loans. If you have any further questions or need assistance in the future,...
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    Liz D
    West Roxbury, MA
    Posted on April 25th, 2025 04:16 PM
    Meredith and her team are on top of every detail from beginning to end! Always a pleasure to work with them
    Reply from Meredith Spence
    April 25th, 2025 08:06 PM
    As are you Liz. The feeling is mutual
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    Michael F
    West Roxbury, MA
    Posted on April 25th, 2025 02:17 PM
    Meredith was exceptionally responsive and helpful with every aspect of the purchase.
    Reply from Meredith Spence
    April 25th, 2025 08:10 PM
    It was a pleasure working with you and I am delighted that you felt the process was a smooth one.
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    Joseph T
    Hudson, MA
    Posted on April 21st, 2025 08:32 PM
    Meredith was very helpful explaining the ins and outs of the process. She was a calming and reliable presence throughout.
    Reply from Meredith Spence
    April 25th, 2025 08:12 PM
    Buying a home, getting a mortgage, and moving, can all add stress to already busy lives. Glad I was able to help make this a little less so for you :)
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    Emily T
    Hudson, MA
    Posted on April 15th, 2025 11:14 AM
    Meredith was helpful, communicative, and quick to respond throughout the process. We were so grateful for her willingness to answer our questions and explain each step in the process. I have already recommended her to my sister for when she...
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    Reply from Meredith Spence
    April 25th, 2025 08:13 PM
    Glad you were happy with my service. I am so happy for you! Enjoy your new home. Thank you in advance for your referrals - they are the lifeblood of my business :)
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    About
    Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensive home financing solutions with Embrace Home Loans. Meredith, The Mortgage Lady®, brings a wealth of experience and expertise in mortgage origination. She has closed over $3 Billion in residential mortgage loans and assisted over 7,500 customers with their home financing. Meredith is a perennial President’s Club Member and 5-Star Professional award-winner. Contact Meredith today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Positions
    • Embrace Home Loans - Branch Manager
      Dec 28th, 2021 - Current

    Year Started

    2021

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 404506
    Videos
    video
    Awards
    Five Star Mortgage...
    Chairman's Club
    President's Cllub
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.