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Meredith Spence - Mortgage Loan Officer - NML...
Branch Manager | NMLS 404506
Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensiv... Show More
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Meredith went above and beyond to find a program which met our very specific needs. She is an excellent communicator and advocate in the process. She explained what was needed and guided us - despite many challenges (associated with the deal)....
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Reply from Meredith Spence
April 25th, 2025 08:14 PM
So happy this had a happy ending. I hope you enjoy many happy years making this home your own and enjoying living in the space you create.
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Reply from Meredith Spence
April 24th, 2025 02:33 PM
We appreciate your feedback, Christopher. If there's anything specific you'd like to share about your experience with Embrace Home Loans, please feel free to let us know.
Meredith patiently, professionally navigated our clients through a variety of programs until she grabs at the last straw and made it happen! And I made it happen I mean so that they didn't have to sell their house in order to close knowing...
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Reply from Meredith Spence
April 25th, 2025 08:17 PM
Thank you for the trust you place in me! It is my absolute pleasure to work with you and your team as well. It is a joy to be able to provide solutions that make it possible for homebuyers to realize their dreams.
Meredith really is great to work with: she is so knowledgeable and was quick to connect my clients with a product taylored to their individual situation, making for a very smooth transaction.
Meredith was responsive, knowledgeable, and took the time to explain the what was needed and the process, each step of the way.
Reply from Meredith Spence
April 2nd, 2025 12:42 PM
I'm thrilled to hear that you found my assistance responsive and informative throughout your home purchase journey. It was a pleasure explaining each step of the process to you. Thank you for your kind words and for choosing Embrace Home Loans....
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She made the process less overwhelming and was able to simplify the process to the best of her ability.
Reply from Meredith Spence
March 21st, 2025 05:57 PM
I'm so glad to hear that I could make the process feel less overwhelming for you, Rachel. Helping simplify things is always my goal, and it means a lot to know that it made a difference in your experience. Thank you for your kind words and...
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informative, prompt, organized
Reply from Meredith Spence
February 28th, 2025 05:03 PM
Thank you so much, Jimmy! I'm thrilled to hear that you found my assistance informative, prompt, and organized. It was a pleasure working with you through your home loan process, and I'm glad I could make things clearer and more efficient for...
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Great advice and communcation throughout the whole process. Flexibility and availability. Walking through all the disclosures so we'd understand each document we were signing. I can't say enough good things about this crew!
Reply from Meredith Spence
January 28th, 2025 03:51 PM
Kathleen, it was a pleasure working with you on the purchase of your home! We strive to provide the best possible, smoothest mortgage experience possible and your feedback is greatly appreciated.
This is the third time we've worked with Meredith on a mortgage application, so we knew what we were getting ourselves into: an excellent, collaborative experience. Meredith was resourceful and helpful; she took sufficient time to explain all...
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Reply from Meredith Spence
January 28th, 2025 03:54 PM
Vilmos, it was great working with you both again! From my perspective it is particularly gratifying to be a part of the various moves - and new chapters - in your lives. Thank you for reaching out again and allowing me to be of assistance....
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I highly recommend Meredith. She went above and beyond to help us obtain a morgage at a great rate! Thank you!
Reply from Meredith Spence
January 26th, 2025 01:38 PM
I'm incredibly grateful for your kind words, Stephen. It was truly my pleasure to assist you with your mortgage needs. I firmly believe that going the extra mile for my clients is part of the job. Hearing that you're satisfied with the rate...
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About
Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensive home financing solutions with Embrace Home Loans. Meredith, The Mortgage Lady®, brings a wealth of experience and expertise in mortgage origination. She has closed over $3 Billion in residential mortgage loans and assisted over 7,500 customers with their home financing. Meredith is a perennial Presidentâs Club Member and 5-Star Professional award-winner. Contact Meredith today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Positions
- Embrace Home Loans - Branch ManagerDec 28th, 2021 - Current
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 404506
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Awards
Five Star Mortgage...
Chairman's Club
President's Cllub
Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.