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Meredith Spence - Mortgage Loan Officer - NMLS# 404506 - Branch Manager | NMLS 404506 in Boston, MA
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Meredith Spence - Mortgage Loan Officer - NML...

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Branch Manager | NMLS 404506

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Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensiv... Show More
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  • SFTP
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    Kristen S
    Bolton, MA
    Posted on July 6th, 2025 02:01 AM
    Meredith's professionalis, knowledge and expertise.
    Reply from Meredith Spence
    July 21st, 2025 02:02 AM
    Kristen, thank you for highlighting my professionalism, knowledge, and expertise. I am committed to ensuring every step of the loan process is as seamless as possible for you. If there’s anything further you need or any questions arise, feel...
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    Michael G
    Franklin, MA
    Posted on July 5th, 2025 08:24 PM
    Meredith was pleasant, honest and transparant and most importantly, she delivered!
    Reply from Meredith Spence
    July 30th, 2025 11:42 AM
    Glad to have the opportunity to work with you! Please consider me for future transactions, and I am also happy to provide a second opinion anytime!
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    Satheesh J
    Franklin, MA
    Posted on July 2nd, 2025 12:51 PM
    Meredith was polite and professional throughout the process . Her communication was quick and to the point. We enjoyed working with her.
    Reply from Meredith Spence
    July 17th, 2025 12:53 PM
    It's wonderful to know that you appreciated my communication style and professionalism, Satheesh. I aim to make the process as straightforward and efficient as possible, so I'm glad that came through during our work together. If there's anything...
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    Mark F
    Littleton, MA
    Posted on July 1st, 2025 11:27 AM
    The experience was quickand painless - thanks!
    Reply from Meredith Spence
    July 16th, 2025 11:28 AM
    I'm glad to hear that your experience was smooth and hassle-free, Mark. Efficiency is something I strive for, so it's wonderful to know you felt the process was quick and painless. If you have any more needs in the future or any questions come...
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    Elizabeth F
    Littleton, MA
    Posted on June 28th, 2025 02:17 PM
    The time you took to patiently review and explain everything all along the way :)
    Reply from Meredith Spence
    July 13th, 2025 02:17 PM
    I'm glad to know that my explanations were helpful for you, Elizabeth. Taking the time to go through each step carefully was important to ensure you felt comfortable and informed throughout the process. If there's anything else I can help you...
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    Arthi K
    Ashland, MA
    Posted on June 27th, 2025 02:27 PM
    Meredith and her team were very available for any and all questions and were very thorough in discussing all of the details and processes for obtaining a mortgage. As a first time buyer, I felt that everything was explained very clearly in...
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    Reply from Meredith Spence
    July 12th, 2025 02:27 PM
    I'm so glad to hear that you found the information clear and helpful as a first-time buyer, Arthi. Providing thorough explanations and being available for your questions was important to me, so it's great to know that it made a difference in...
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    Michelle M
    Somerville, MA
    Posted on June 17th, 2025 02:25 PM
    Meredith is very dedicated and timely. She explained the process simply and efficienty. I really enjoyed working with her and would trust to work with her again
    Reply from Meredith Spence
    July 2nd, 2025 02:41 PM
    I'm thrilled to hear that you found the process straightforward and efficient. It was a pleasure working with you, Michelle, and I'm grateful for your trust. If you ever need assistance in the future, I'm here to help.
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    Jacob H
    Arlington, MA
    Posted on June 15th, 2025 03:43 PM
    Communication, transparency, patience, honesty.
    Reply from Meredith Spence
    June 30th, 2025 03:44 PM
    I'm thrilled to hear that you appreciated the communication, transparency, patience, and honesty during your home loan process. It was a pleasure assisting you with your purchase, and I am grateful for your kind words. If you have any future...
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    Judy D
    Nahant, MA
    Posted on May 31st, 2025 10:55 AM
    Communication was key along with responsive to phone contact
    Reply from Meredith Spence
    June 15th, 2025 10:56 AM
    I'm pleased to hear that my communication and responsiveness were helpful during your home purchase process. If there's anything more I can do to assist you, please feel free to reach out. Thank you for choosing Embrace Home Loans.
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    Lisa D
    Nahant, MA
    Posted on May 22nd, 2025 03:57 PM
    Meridith was a pleasure to work with. She was thoughful in finding the options that would work for me in my situation and she and her team were on top of all phases of securing my loan right up until closing. I would highly recommend Meredith...
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    Reply from Meredith Spence
    June 6th, 2025 04:01 PM
    I'm thrilled to hear that you had such a positive experience with your loan process. It was a pleasure assisting you, and I'm glad we could find the right options for your situation. Thank you for your recommendation, and we look forward to...
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    About
    Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensive home financing solutions with Embrace Home Loans. Meredith, The Mortgage Lady®, brings a wealth of experience and expertise in mortgage origination. She has closed over $3 Billion in residential mortgage loans and assisted over 7,500 customers with their home financing. Meredith is a perennial President’s Club Member and 5-Star Professional award-winner. Contact Meredith today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Positions
    • Embrace Home Loans - Branch Manager
      Dec 28th, 2021 - Current

    Year Started

    2021

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 404506
    Videos
    video
    Awards
    Five Star Mortgage...
    Chairman's Club
    President's Cllub
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

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    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.