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Meredith Spence - Mortgage Loan Officer - NML...
Branch Manager | NMLS 404506
Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensiv... Show More
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My Buyer was interacting with Meredith and he was very happy. She picked up where another loan officer didn't think it would work and she ran with it. In no time approved. She was on top of what needed to be submitted in time. Great person...
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From begining to end what a great and smooth process
Reply from Meredith Spence
September 11th, 2025 12:57 PM
Joseph, it’s rewarding to hear that you found the process smooth from start to finish. Ensuring a seamless experience is always my goal. If you ever have more questions or need further assistance, please don't hesitate to reach out. Thank you...
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Meredith was explained , the process to us step by step When she missed my phone call. She always returns It back to me. She is very flexible about the time. that was a great experience.thanks🙏🏻Meredith! May the Lord bless you!
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Reply from Meredith Spence
September 9th, 2025 02:21 PM
Yvrose, I'm grateful for your kind feedback. It was my pleasure to guide you through the process step by step and ensure our communication was timely and flexible. Knowing that your experience was positive means a lot to me. Should you have...
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Meredith went the extra mile to help my client's offer get accepted In a challenging multi offer situation!
Meredith was delightful to work with. She went above and beyond to explain everything as a first time homebuyer.
Reply from Meredith Spence
August 17th, 2025 01:02 PM
Brian, I'm thrilled to hear that you found our experience together delightful, especially as a first-time homebuyer. It's so important to me that you felt everything was clearly explained. Going above and beyond is part of ensuring you feel...
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Meredith was available when we had questions and communicated well. We appreciated her willingness to teach along the process and guide us through a few difficult points in the transaction. She was an asset. We would not have gotten theough...
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Reply from Meredith Spence
July 30th, 2025 11:41 AM
It was a pleasure working with you and I'm so glad this one worked out!!! Glad we could reduce the stress level. That was unfortunate timing.
Meredith was available nearly 24 hours a day to answer any of our questions and make sure we were on track very step of the way. Thank you!
Reply from Meredith Spence
July 28th, 2025 08:18 PM
It was a pleasure working with you both and I'm so delighted that we were able to speed up your timeliine for homeownership!!!
Meredith was always on top of everything and was very clear explaining the process and answering all our questions
Reply from Meredith Spence
July 26th, 2025 04:39 PM
David, I appreciate your kind words. I’m glad to know that you felt well-informed and that my explanations were clear throughout the process. Being on top of everything and addressing your questions is important to me, so it’s great to hear...
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Meredith you were instrumental in making a dream of ours come true. You helped us understand the process, answered our questions (no matter how silly) and guided us through to the finish line. No bumps in the process felt like they were too...
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Reply from Meredith Spence
July 26th, 2025 01:00 PM
Jennifer, thank you for your heartfelt words. I'm so pleased to have been a part of making your dream come true. It's important to me that you felt supported and informed every step of the way, no matter how complex the process might have seemed....
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Meredith is very knowledgeable and helpful.
Reply from Meredith Spence
July 21st, 2025 11:16 PM
Thank you, James, for acknowledging my knowledge and helpfulness. It's important to me that you feel well-informed and supported throughout the loan process. Should you have any further questions or need assistance down the line, please don't...
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About
Meredith Spence (NMLS #404506) is a premier mortgage loan officer and local lending expert in Boston, Massachusetts. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Meredith provides comprehensive home financing solutions with Embrace Home Loans. Meredith, The Mortgage Lady®, brings a wealth of experience and expertise in mortgage origination. She has closed over $3 Billion in residential mortgage loans and assisted over 7,500 customers with their home financing. Meredith is a perennial Presidentâs Club Member and 5-Star Professional award-winner. Contact Meredith today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Positions
- Embrace Home Loans - Branch ManagerDec 28th, 2021 - Current
Year Started
2021
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 404506
Videos
Awards
Five Star Mortgage...
Chairman's Club
President's Cllub
Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
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NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.