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Melissa Luman-Phillips - Sr. Loan Officer | NMLS# 171023|TN: 123887 in Hendersonville, TN

Melissa Luman-Phillips

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Sr. Loan Officer | NMLS# 171023|TN: 123887

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hank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resour... Show More
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Location & Business Hours
Business Hours
Mon
8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
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Reviews from Web
  • Encompass
    N
    Nathan R F
    Mount Juliet, TN
    Posted on November 26th, 2023 02:01 PM
    Melissa was very helpful and available at all times with responses to my questions.
  • Encompass
    V
    VIctoria W
    Nashville, TN
    Posted on October 31st, 2023 12:00 AM
    Fantastic communication throughout the entire transaction AND my client was clear to close weeks early! Thanks for an exceptional experience!
  • Encompass
    W
    Wesley E S
    Nashville, TN
    Posted on October 27th, 2023 11:41 AM
    Melissa’s attention to detail, great communication skills, and knowledge of the industry are unmatched. I’m blown away at the level of service and how easy she made this entire process. I will Be referring all of my friends to Melissa! I thought...
    read more
  • Encompass
    D
    Diana L T
    Portland, TN
    Posted on October 4th, 2023 05:09 PM
    Melissa was very communicative and a really big help filling out all the paperwork!!
  • Encompass
    K
    Kim A W
    Portland, TN
    Posted on October 3rd, 2023 12:19 PM
    Melissa is not only expert at what she does, she is personable, communicative and super customer service oriented. She is also a get-it-done person so she doesn’t let obstacles stop the process! This is my second great experience working with...
    read more
  • Encompass
    J
    Justin J B
    Hendersonville, TN
    Posted on October 1st, 2023 09:58 PM
    Melissa is on top of everything and readily available to answer or find out the answer to any questions you might have about your mortgage. Melissa kept everything fluid and clear the entire process. Never did I feel lost or surprised about...
    read more
  • Encompass
    E
    Erin N J
    Gallatin, TN
    Posted on September 30th, 2023 12:40 PM
    Everything went very quickly and everything was very organized and easy.
  • Encompass
    P
    Patricia A O
    Hendersonville, TN
    Posted on September 29th, 2023 02:36 PM
    Very Helpful
  • Encompass
    M
    Michael S O
    Hendersonville, TN
    Posted on September 29th, 2023 02:18 PM
    Very knowledgeable answer all our questions friendly and overall a great experience
  • Encompass
    B
    Billy J M
    Hendersonville, TN
    Posted on September 14th, 2023 12:49 PM
    Seam less beginning to end. Very attentive and knowledgeable.
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    About
    hank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resources below. I look forward to working with you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Memberships
    • Sumner Realtors
    • Womens Council of Realtors

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 171023,TN: 123887
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.