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Melissa Luman-Phillips - Sr. Loan Officer | NMLS# 171023|TN: 123887 in Hendersonville, TN

Melissa Luman-Phillips

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Sr. Loan Officer | NMLS# 171023|TN: 123887

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hank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resour... Show More
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Location & Business Hours
Business Hours
Mon
8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
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Reviews from Web
  • Encompass
    J
    John S R
    Clarksville, TN
    Posted on March 2nd, 2024 01:38 PM
    Melissa and her team made the process seamless and stress free. They kept things moving quickly and had great communication!!!
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    L
    Lori A R
    Clarksville, TN
    Posted on February 27th, 2024 10:45 PM
    The overall process was easy to maneuver due to the constant communication through emails and videos. In addition, we had emails from Melissa and her team to keep us on track. Melissa and her team are knowledgeable, professional, helpful, responsive,...
    read more
  • Encompass
    C
    Cheryl H
    Clarksville, TN
    Posted on February 27th, 2024 01:50 PM
    Melissa is dedicated to her Realtor clients and her Mortgage clients. She is always a phone call away with any questions and concerns. She maintains in constant contact with her clients and assures them with her knowledge and professionalism....
    read more
  • Encompass
    F
    Floyd E S
    Gallatin, TN
    Posted on February 1st, 2024 05:37 PM
    The communication was great. Melissa made it feel like we've been friends for years. Everything just went so well.
  • Encompass
    A
    Ashley B G
    White House, TN
    Posted on January 23rd, 2024 04:00 AM
    Melissa blew us away with her high level of intelligence, time efficiency, and great communication. The loan process can be really overwhelming, especially when you own your own business, but she walked us through everything one step at a time....
    read more
  • Encompass
    J
    John B
    Hartsville, TN
    Posted on January 19th, 2024 12:20 PM
    Communication. That’s the key for clear concise decision making. Also, not being afraid to speak your mind on professional matters that when some, like me, do not always clearly understand. Melissa was key in convincing me when I was unsure....
    read more
  • Encompass
    T
    Trevor J G
    White House, TN
    Posted on January 18th, 2024 07:39 PM
    This is a "git r' done" type company! They made EVERYTHING happen that they said they would! 5 STARS!
  • Encompass
    N
    Nicole J
    Gallatin, TN
    Posted on January 12th, 2024 01:48 PM
    Melissa was wonderful. First time home buyers and very nerves about everything. Melissa found the best loan saving them money and explained every step to them along the way. As a Real estate agent Mellisa makes my job so much better - she is...
    read more
  • Encompass
    M
    Madisyn P M
    Greenbrier, TN
    Posted on December 16th, 2023 03:12 PM
    Melissa was knowledgeable, efficient, and a JOY to work with. She made this process SO easy and stress-free!
  • Encompass
    S
    Sydney E S
    Mount Juliet, TN
    Posted on November 26th, 2023 02:56 PM
    Melissa answered all of our questions and got everything done extremely quickly!
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    About
    hank you for visiting my page! Here at Highlands, we work every day to deliver the best customer service and quality loan experience for our clients. Contact me directly using the info above, or please feel free to review and use our resources below. I look forward to working with you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
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    Memberships
    • Sumner Realtors
    • Womens Council of Realtors

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 171023,TN: 123887
    Disclaimer

    Equal Housing Opportunity

    An Equal Housing Lender | Highlands Residential Mortgage, Ltd is located at 950 W. Bethany Drive, Suite 800 - Allen, TX 75013. | NMLS Identifier # 134871 www.nmlsconsumeraccess.org | A Texas Limited Liability Company registered under The Texas Department of Savings and Mortgage Lending Division of Licensing | Operating with the following licenses: AL Consumer Credit License #21266; AR Combination Mortgage Banker-Broker-Servicer License #109369; Arizona Mortgage Banker License #BK-1011006; CA-Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, Finance Lender Licensee #4131240; CO Colorado Mortgage Company Registration #134871. Regulated by the Division of Real Estate.; DC Mortgage Lender License #MLB134871; FL Mortgage Lender License #MLD968; GA Mortgage Lender License/Registration #37908; IA Mortgage Banker License #2018-0120; IL Illinois Residential Mortgage Licensee NMLS ID MB.6761013R (www.nmlsconsumeraccess.org). License by the Illinois Division of Banking, 320 West Washington St., Springfield, IL 62786, (217) 782-3000.; IN-DFI Mortgage Lending License #30529; KS Mortgage Company License #MC.0025127; KY Mortgage Company License #MC390233; LA Residential Mortgage Lending License; MD Mortgage Lender License #06-20712; MI Licensed by the Mississippi Department of Banking and Consumer Finance #134871 / Minn. Stat. Ann. § 58A.20; MO Company License #16-2132; NC Mortgage Lender License #L-157614; NE Mortgage Banker License #NE134871; NJ-Licensed mortgage banker n.s.--N.J. Department of Banking #134871; NM Mortgage Loan Company License; OH General Loan Law Certificate of Registration #GL.502014.000; OH Residential Mortgage Lending Act Certificate of Registration #MBMB.850279.000; OK Mortgage Broker License #MB002229; OK Mortgage Lender License #ML010007; Oregon Mortgage Lender License ML-5891; SC-BFI Mortgage Lender / Servicer License #MLS – 134871; TN Mortgage License #115557; TX-Texas – SML Mortgage Banker Registration #134871 https://www.sml.texas.gov/ConsumerInformation/tdsml_consumer_complaints.html; VA- Virginia Broker License #MC-5729. Virginia Lender License NMLS ID MC-5729 (www.nmlsconsumeraccess.org) NMLS ID #40889VA; Pennsylvania Lender License #75616; WA Consumer Loan Company License #CL-134871. This is not an offer for extension of credit or a commitment to lend.