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Melanie Brown
Branch Manager | NMLS# 325159
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
She is very trustworthy. I have used her services twice now. I give out her contact info to anyone who mentions looking into purchasing a home. I would never use anyone else
Reply from Melanie Brown
August 3rd, 2026 01:09 PM
Joseph, I'm so grateful for your trust and loyalty. It's wonderful to hear that you've had such positive experiences with my services and feel confident recommending me to others. If there's anything more I can do for you, please don't hesitate...
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They were incredibly helpful throughout the entire process. Every question I had was answered clearly and patiently, and they were always available whenever I called. Their communication and customer service made the experience great.
Reply from Melanie Brown
August 3rd, 2026 05:44 PM
Peyton, I'm glad to hear that you found the communication and customer service so helpful throughout the process. Your feedback on how we addressed your questions with patience is greatly appreciated. Thank you for sharing your experience!
We have purchased quite a few homes over the years. Only regret is not meeting Melanie and her team previously. From beginning to closing. They made the process as easy as possible. With the operative word being EASY. Thank you so much for...
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Reply from Melanie Brown
July 29th, 2026 04:51 PM
Reuben, I truly appreciate your kind words and am so glad to hear that the process was easy for you. It means a lot to know that my team and I could support you effectively from start to finish. Thank you for trusting us, and please feel free...
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agents are professional and prompt
Mrs. Terry was wonderful!!! She made the purchasing process and loan application so much easier than expected! She was great with Communication and I will definitely refer people and rave about the service.
COMMUNICATION SPEED
Reply from Melanie Brown
June 22nd, 2026 05:31 PM
Michael, I'm grateful for your feedback. It's great to know that the communication and speed met your expectations. If you ever have more to share or need assistance, feel free to reach out.
Melanie and Terry were amazing. They walked me through step-by-step on how to do it and what they needed from me and stayed communicated with me through the whole process. It was a very smooth and easy transaction.
Reply from Melanie Brown
June 22nd, 2026 05:25 PM
Isaiah, I appreciate your kind words about the smooth and easy transaction. I'm glad that Terry and I could guide you through each step and keep in touch throughout the process. If you need any further assistance, please feel free to reach...
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They were great to work with! Helped make the process easy!
A thank you for your kindness and dedication in this project of my family looking for the best options for us. Thank you!
Reply from Melanie Brown
June 17th, 2026 02:33 PM
Norma, I appreciate your kind words about my dedication and kindness during your family's project. I'm glad I could help you find the best options. If you have any more questions or need further assistance, don't hesitate to reach out.
Melanie & Terry are awesome people! They are dedicated to help people save money & get them the best deal they can. They go above and beyond
Reply from Melanie Brown
June 17th, 2026 03:27 PM
Rodney, I'm glad to hear that you found Terry and me to be dedicated in helping you save money and secure the best deal. It's great to know our efforts were appreciated. If there's anything more I can assist you with, please let me know.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
VA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 325159
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.