Matthew Lugas - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS # 169220
Matthew understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
No response to emails/calls and No updates. My loan has been in "underwriting" for 2 MONTHS! (I was quoted 2 weeks). I have a high credit score and plenty of liquidity so qualifying for the loan is not an issue. The lack of responsiveness is...
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I worked with Matthew Lugas. Thanks lofidirect and Anniemac team for helping me in refinance 15 yr conventional.Here are some key points about my refi experience.Original quote - Rate quote was honored. :) Quote assumes escrow for property...
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I had worked with Matthew after a recommendation from a friend, and I couldn't recommend him enough. He worked tirelessly to answer all of my questions regardless of what time of day or day of the week. As a first time home buyer, he helped...
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Matt was very professional. He returned all my call promptly and addressed all my concerns. He did exactly what he told me he was going to do regarding my refinance. My interest rate is much lower like he said it would be. I will definitely...
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This was our second home bought using Annie Mac I was initially going to use another lender but decided to stick with the tried and true. Matthew made sure we had another great experience.
I recommend Annie Mac to everyone I know!
From the beginning Matt had been honest and openly very helpful. He’s been reliable to guide us and help me and my wife with every questions. I highly recommend Matt.
Matt was awesome. He was very professional and was there for ya every step of the way. Giving his personal cell number so if I needed a question answered he was right there. Thanks for doing a great job.
Matt was great. He was attentive and responsive. Our questions were answered and addressed quickly. Matt was knowledgeable in the process and put us at ease.
I have nothing but wonderdul things to say about Matt Lugas. He handled my purchase in 2016 and my refiance during 2019. He is honest, hardworking, transparent, responsive, caring and reliable. I would rate 10 stars if they have mw the option....
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Matt & his team are fantastic. Matt went out of his way to save me money, got me the lowest possible APR and he simultaneously managed to close both of my loans on time. I highly recommend using Matt for any of your mortgage needs.
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About
Matthew understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Matthew is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 169220
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.