Matthew Lugas - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS # 169220
Matthew understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
too much delays and issues
Matt was very professional and informative
Many obstacles had to be overcome in order for the loan to go throug, very trying for us at times, but Matt was able to steer us through some challenging steps of what became a 4 month proces, but we closed an are happy with the result
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Reply from Matthew Lugas
October 12th, 2026 08:45 PM
I'm grateful for your patience and perseverance throughout the four-month process, Doug. It was my pleasure to help navigate the challenging steps, and I'm glad you're happy with the outcome. Thank you for choosing me and AnnieMac Home Mortgage...
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Communication throughout the buying process was helpful and prompt. Thank you so much for helping me purchase a home!
Reply from Matthew Lugas
September 25th, 2026 08:40 PM
I'm glad to know that the communication was helpful and prompt throughout your home buying process, Hanna-Kaye. Thank you for choosing me and AnnieMac Home Mortgage to assist you in purchasing your home!
Good Communication and timlet response
Reply from Matthew Lugas
July 21st, 2026 08:41 PM
Thank you for highlighting the good communication and timely response, Anthony. If there's anything else you need or any questions you have, feel free to reach out.
Made sure I got the best
Reply from Matthew Lugas
June 22nd, 2026 02:56 PM
I'm pleased to hear that you felt I ensured you received the best, Yolanda. If you ever need further assistance or have any questions, I'm here to help.
Matthew was recommended by my daughter. I'm glad she did as he is truly a professional with the home loan process. I have heard purchasing a home can sometimes be a rollercoaster ride with surprises at the end, but I did not have that experience....
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Reply from Matthew Lugas
June 22nd, 2026 06:50 PM
I'm happy to hear that your home purchasing experience was seamless, Jackie. Thank you for trusting me with this important process, and please let me know if there's anything else I can assist you with.
Matt was very helpful in getting us what we needed. communication was great. very pleased with how things got done. thanks Matt.
Reply from Matthew Lugas
June 8th, 2026 01:58 PM
I'm grateful for your kind words, William. It's nice to know that you found my communication helpful and were pleased with the process. If there's anything else I can assist you with, please don't hesitate to reach out.
Terrible communication. No preemptive explanation or guidance. Things only got done when I pushed. Days would go by without answers sometimes. One of them took a vacation without setting up an email responder, so left me and my agent in the...
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It went well for most part. No complaints
Reply from Matthew Lugas
May 18th, 2026 07:49 PM
I'm glad to hear that things went well for the most part, Jeffrey. If there's anything specific you'd like to discuss or need assistance with in the future, please feel free to reach out.
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About
Matthew understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Matthew is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 169220
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.