Matthew Lugas - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS # 169220
Matthew understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
The Lender was a pleasure to work with and was always courteous. Very knowledgeable and answered all my questions whether it was via email or by phone promptly!! I was very happy with my loan outcome. I was kept abreast of every step throughout...
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I highly recommend Matt. He is very professional, knowledgeable, honest, and patient. We used his services to to get our initial mortgage and to refinance.
Matt helped me refinance my loan with a timely call when he noticed I can benefit from refinance and provided various options...and recommended best option. Helped to avoid or reduce lender fees wherever possible. Responded to my email queries...
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Matt is very professional. From the beginning to end he was following up with the process closely. Also helped me understand and made it possible. I'm willing to work with him again if I get another refinance.
This is my first online review. I will be the first to tell you that I did not know what to expect. I found this company through Zillow. It was the first time I refinanced my property and did not know too much on how the process worked. I had...
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They were incredibly unresponsive and nontransparent. I was able to close about a week or so after my extended deadline, but it was a bit like pulling teeth.
I worked with Matt for my mortgage refinance.He is absolutely awesome and helped in timing to lock the rate with best rates.i strongly recommend him .
Matt Luges and his colleague were excellent in helping me close my refinance loan. I have refinanced my property about 6 times now so I am very familiar with the process and numerous data requests and potential issues. Despite a few snags along...
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The rate is great, and stick close or even shorter time to close the home. Very knowledgeable and helpful to our requests of closing even earlier. This is a good loan company and strongly recommend to work again.
Matt reached out to me immediately, and continued to follow up in a professional and organized manner. Unlike some other lenders, they required the perfect amount of financial information (as opposed to the holder of my prior loan, for which...
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About
Matthew understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Matthew is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 169220
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.