

Matthew Lugas - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS # 169220

Matthew understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Matt provided us with professional, responsive and honest assistance throughout our whole home buying process. He was readily available to answer any of our questions or concerns. Matt ensured for a smooth transaction from beginning to end,...
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Very happy with the work they have done
I never received any email from Matthew until after we closed. We worked with Travis who's help was ... a bit delayed and slow to inform.m, but he was kind. The main issue was the Underwriting team not being communicative in a timely manner...
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I've done a ton of property transactions and this was the easiest, most painless refinance ever!
The first time I financed my home with this company it was horrible. I was assured that this would be smooth refinancing . It was no better. In past years I refinanced with Quicken Mortgage and it was a great experience. I should have went...
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There was no communication. My loan kept getting pushed back and all I kept hearing was excuses when someone would actually get back to me. The conditions on my loan also changed and nobody every called or emailed me asking if I was ok with...
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I was attracted to Lofi as they had comparable rate as another competitor. Since I had done a refi in past with Annie Mac ( affiliate of Lofi) without any issue, i went with Lofi. Process started smooth when i promptly uploaded normal documents...
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Matt is very responsive, sincere on answering all the questions and helped me on saving more money. During middle of the processing, I got call from Matt and suggested for the term to go for 25 years in stead of 30 years. He voluntarily helped...
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I started working with Matthew back in July 2020. It has now been more than 4 months and 1 month past the point of the initial rate lock. Initial document collection was fast, then there was a long period of no communication, and after reaching...
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It has been almost 4 months since i have initiated a refinance loan with LofiDirect.. Initial communication was bit patchy but was Ok. But Once my conditional approval, the process completely derailed.. the loan processor handling my case quit/left...
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About
Matthew understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Matthew is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 169220
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.