

Matthew Lugas - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS # 169220

Matthew understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
The other day I was just curious to test whether the rate advised on Zillow are correct. So I filled the request then got quick feedback from Matthew. This guy is incredible, we had a talk over the phone like 5 minutes, and I was able to secure...
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Quick, smooth close, 30 days. Matt called me within minutes of my Zillow inquiry. I was able to sign my initial documents online and upload my financials. Very easy.
Matt was always responsive and extremely helpful, no matter when he was contacted. Closing was done on time and well under initial estimates. Matt is highly recommended!
I recently purchased my first home and choosing Matt as my lender from the beginning was the right decision. His knowledge and accessiblty made the process that at first seemed overwhelming much more manageable and ultimately a great decision....
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Matt worked with us for several months before we were finally able to close on our new home that was being built. Matt and his Team were very thorough and accommodating through the entire process from approval right down to closing. I would...
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Matt was so kind and helpful and a complete pro from the moment we were put in touch. Everything went smoothly under his guidance and I was approved quickly and just moved into my house. I couldn't have asked for better service or a better...
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Awesome communication with matt and always willing to work to answer any questions. Made sure i was getting the.best rate and my needs were meet before any signing
Matt offered the best rate and the lowest fees, with professional, rapid service. He offered a rate lock on the first day I contacted him about a mortgage. His office team were clear about the information they needed and were efficient and...
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My wife and I recently purchased our first home, being first time buyers, I’m sure you can imagine how overwhelming the process seemed to us. We were referred to Matt by a friend who also recently bought his first home and couldn’t have said...
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Matthew was a pleasure to work with from day one all of the way until closing. He answered all of my questions promptly and without making me feel like I was a trouble at all. He answered my calls or returned my call immediately, even on a...
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About
Matthew understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Matthew is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 169220
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.