Matthew Lugas - AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS # 169220
Matthew understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered througho... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Super responsive, closed on time, excellent to work with. Matt and Dave were fantastic to work with and will definitely be going back to them again, if needed, or recommend them to others.
I reached out to Lofi about refi for an investment property, they offered a competitive rate for 30yrs fixed and shared it will likely take 30 days to close. 30 days later I got my loan processed, just as described. Matt was awesome, super...
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Matt made the process very easy! I was a first time buyer and knew very minimal about the mortgage process. He was always keeping me up to date on the status of my loan and explained anything that came across to me.
Matthew from Colonial Mortgage was the first loan officer who gave it to me straight. I expected to get the average rate and that’s what I got. Others tried to pursaude me that I shouldnt expect the average rate because my fiancée’s credit...
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My husband and I were first time home buyers and got the absolute pleasure of working with Matt for our home financing. Matt is incredibly knowledgeable and beyond helpful. He was able to calm our nerves throughout the whole process and was...
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Matthew is very informative, I learned a lot from him. Prior to meeting Matt, I was dealing with another lender who did not give me any information on closing, and the cost involved, but Matt did so just the first day I got in touch with him,...
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Matt was very professional and always provided a prompt response and clear answers to our questions. The process moved along efficiently and Matt was a pleasure to work with. We highly recommend him.
I was looking for a bargain on mortgage interest rate and this company Colonial Mortgage came across. Gave it a try left a voice message. Matthew replied my call and there was such a great experience working with him. He worked along with me...
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Matt is great. I didn't expect to have an online lender as I heard it is not convenient as local lenders. The experience of working with him changed my mind and my loan process went very well. He is very responsible and always responses fast....
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Matt Lugas had the best rates, kept us promptly informed, and was extremely helpful at every step in the process! Closing was a breeze and Matt saw us through to a great conclusion, right on time. Thanks for being so professional, friendly,...
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About
Matthew understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Matthew is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional
FHA
USDA
VA Loans
Jumbo
Non-QM
Cash Offers
Renovation 203k
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Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 169220
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.