

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Matt Richter was very helpful throughout the whole process of seeing my loan through. He even took the time to update me on needed documents while on his family vacation. What was even more empresive is that he showed up at closing at Title...
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Matt made our home buying experience as painless as possible. He went out of his way to be helpful and was always very prompt returning calls. Highly recommend!
My experience was amazing, Matt Richter did an amazing job! Always recommend him to my clients!
Matt was excellent with helping me with my VA Loan. He sent out timely emails on the progress and kept us in the loop on everything. We helped him out by getting things to him quickly which made his and our job easier. Thanks again Matt and...
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Matt Richter has received a review with 5 star rating from Kim H
Matt Richter is a real pro - accurate, efficient, straight talking.... PHM and Matt delivered the goods. Highly recommended.
Don Flannery was excellent thoughout the whole mortgage process. Every phone call was returned promptly! This was a difficult mortgage that had to be done quickly....Don did it! I have and will recommend Don to everyone.
Wow- buying a house might be the most stressful thing a person can go through..... It took us almost 2 months to get all the details in place to close. Krista was AMAZING - her attention to details and her countless emails, phone calls and...
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Krista did my original mortgage loan 4 years ago, she did an amazing job with a very difficult and complex purchase, so she was my first choice for my refinance this year.Once again, she did a great job, she's a pleasure to work with in every...
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Lisa was AMAZING! No matter how big or little my questions were she answered them quickly and treated us like we were her only clients. This was the third house I have ever closed on and it was by far the smoothest and easiest process. I would...
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.