

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Robbin and Steve were great to work with and they made buying a new home a real pleasure!
Matt Richter has received a review with 5 star rating from Dani'L J
Jennifer Ward is so kind and professional. willing to help in any way she can, always just a phone call away. She made our home loan so easy .
Platinum Home Mortgage made this seemingly daunting task of purchasing a home so easy! Andrea, my broker was so organized and put together which made the process that much more helpful, and she knew her stuff every step of the way. I cannot...
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Lisa with Platinum Home Mortgage is amazing she made the loan process easy. We had one face to face meeting with her submitted all of our paperwork and had the keys to our home just over a month later! It is was nice to communicate via email's...
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Robbin at Platinum Mortgage went above and beyond to make our home buying experience very enjoyable! Robbin and Platinum's service is exceptional, and we will use them for any of our future home purchase needs. Thank you Robbin!!
Krista Kaufman at Platinum Home Mortgage was professional, knowledgeable, helpful, and friendly. She made the process of securing my loan as easy as possible. She checked in with my often to keep me updated on what was happening and to see...
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Lee Ann is the best! Seamless process to chose the right loan for our new home. She's very accessible and prompt with information! Go see Lee for your next purchase or refi!
I have worked with Matt on previous loans and when I needed to refinance he was the only person I called.My original plan included a primary residence but it was subsequently expanded to an investment property. The situation was complex and...
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Robbin is very professional and helpful. She explained things to us along the way and kept us informed. She made the process easy to understand. We were very fortunate to have Robbin's assistance!
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.