

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
My new home finance process flowed smoothly.
Matt is the best and I'm sure the rest of the staff measure up very well also.We had originally started our loan process through our credit union and were handed off to a third party out of state. The third party was professional and timely...
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Jennifer Ward was our agent at Platinum Home Mortgage and she was like an ambassador and a concierge in one. She not only made the process easy, she actually made it enjoyable. She was efficient and friendly, and answered all of our extensive...
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Easy and friendly to work with. No hassles or hoops. Everything was awesome.
Krista Kaufman at Platinum Home Mortgage is sincerely one of the most dedicated, well respected, intelligent Lenders in the region. She is amazing to work with and is extremely knowledgeable. Having been in the industry for 10 years, I can...
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My experience with Krista was amazing! She is so thorough and dedicated to making the home-ownership process go as smoothly as possible. She took initiative and communicated through-out everything. I can honestly say her service was above and...
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I recently purchased a home in CDA. There were many choices in securing a mortgage, including my credit union. I m glad I chose Platinum Mortgage. The process was made seamless by Matt and the rate was great. Matt was fantastic to work with...
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Krista was very helpful in completing the paperwork required. She gave me a list of needed or not, files to complete the application process. She also came to my place of business twice, to pick up the packets. Very friendly and professional,...
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Matt was amazing to work with and made the process pretty painless for us. We were able to complete our entire transaction through email and phone calls which made our difficult schedules very easy to work around! We would definitely recommend...
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Krista was a tremendous help during the whole process of funding for our new construction. Any questions we had were met with a prompt and courteous response. She was intimately involved in every aspect of our account and I literally felt as...
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.