Matt Richter
Retail Branch Manager | NMLS ID# 319232
Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Don was amazing to work with. He was responsive and very informative. He worked hard to get me a good rate. Even when I asked him not to work on my loan over the weekend he did to get it complete for me. If I ever need to finance a house again...
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Matt is always great to work With! I highly recommend him.
Lucas was an absolute rockstar! we were initially not approved for our mortgage loan without crazy money down and other stipulatuons. our builder suggested Lucas so I gave him a call. it took only until the next morning to approve us and start...
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Krista and Platinum Mortgage have been very easy to work with and quick to respond to any questions or concerns that we have had. We have used them for two homes now and plan to continue to use their services in the future.
This is our third time working with Matt Richter and his team. Their knowledge, organization and professionalism helped us stay on track with a short closing window. Highly recommended!
I was purchasing a home in Idaho while living out of state. Moving my whole family to a new state would have been an extremely daunting venture but for the staff at Platinum Home Mortgage. Jennifer Ward and Vanessa Nate helped make this move...
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Lucas is amazing we've bought two houses and gone through him with both of them. I highly recommend him to everyone buying a house. Lucas truly cares about the people he's working with and makes sure that you taken care of.
Throughout our mortgage process Matt Richter and his team were more than helpful. He personally walked us through every step of the way. His attention to detail is second to none. I would happily use him and Platinum Mortgage again in the future...
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Matt Richter has received a review with 5 star rating from Roadhunter2
Matt Richter has received a review with 5 star rating from Melody M
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994
Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.