

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Lucas Schell at Platinum Mortage has all the “Good Stuff” your looking for! Super fast, knowledgeable, honest customer service. Give him your business... you’ll be glad you did! Rev. Mike Hicks
This guy! Lucas Schell has been amazing to work with as we purchased our new home! His work ethic was over the top - to the point of working for us while on a weekend away. He is efficient and detail-oriented while being patient when we needed...
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Matt Richter has received a review with 5 star rating from John S
I had a great experience working with Matt Richter of Platinum Home Mortgage. The process was seamless from pre-approval to closing. I would highly recommend Matt for your mortgage lending needs!
Matt Richter was amazing to work with! My family and I highly recommend Platinum Home Mortgage. Both my husband and I have been in Real Estate, I’ve been a Realtor for 8 years and have always had a great experience with everyone at Platinum!...
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I worked with Steve Carlsen at PHMC and I couldn't have been any happier with my dealings with him. He was friendly, knowledgeable, and outgoing. He gave as much leash as you needed or wanted but was always just a email/text/phonecall away....
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I would highly recommend Platinum Mortgage to take care of your refinancing needs! Jennifer Ward was very professional in the way she treated me. She also listened to what I wanted and needed. She always checked with me when she needed to make...
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Our broker Jennifer was a lifesaver! My husband and I purchased our first home together, and Jennifer was with us every step of the way. She was encouraging and reassuring when we needed it, and was always accessible through the confusion and...
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I can't say enough about Platinum Home Mortgage. Working with Matt was the best choice we made. We have worked with many other lenders, and no one is as efficient, professional, and knowledgeable. I highly recommend them!
Krista Kaufman is the best of the best. She worked so hard to get us the perfect loan for us. She is so easy to work with. Krista got us through the Escrow process faster then expected. She worked so hard to get it done. She is someone that...
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.