Matt Richter
Retail Branch Manager | NMLS ID# 319232
Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
John DeLuca and Platinum Home Mortgage were great to work with. It made our home buying experience so much better than the hassles everyone else talks about.
John did a great job of putting the package together and moving it along quickly. He made getting a "high risk" mortgage feel right. You will not be disappointed working with him!
From the first conversation we had we felt very comfortable with this mortgage company. Steve was always available to talk about any questions or concerns we had. He went all out for us to be able to close on our new house very quickly! Thank...
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Matt Richter has received a review with 5 star rating from Moscow R
Krista at Platinum Home Mortgage was amazing to work with through my loan process. I needed a timely refinance and she was very accommodating and helpful to get everything sped up.
Working with Steve Carlson has been nothing less then amazing. Not only did we work with him when we bought our first home nearly 7 years ago, but my husband and I got the pleasure to work with him again as we bought our second home. Platinum...
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Best lending experience of my life. Smooth, seamless, no hassle!! True professionals. Even included personal parking space on signing!! Thanks, Steve!!!!!
Excellent service! When we decided to purchase a home in the Coeur D'Alene area I knew we would need to find a great lender so I turned to the internet to help me find one and I struck pure GOLD when I found Lucas Schell with Platinum Home...
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Contacted Matt at Platinum Mortgage via the phone. I was living in Arizona and wanted to purchase a home in the Coeur d'Alene area. Matt took care of all the paperwork and follow up, by phone and email. He kept me informed during the whole...
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My wife and I had the pleasure of working with Jennifer Ward. She is hands down the best!!! My family and I had such a unique case that concerned our opportunity to qualify for a home loan. Although our approval process was lengthy and challenging,...
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994
Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.