

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
We were very pleased with the friendly atmosphere and expertise provided by Matt Richter in handling our home mortgage process! Matt went above and beyond in helping us into our new home & again when we recently refinanced. I would recommend...
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Matt Richter has received a review with 5 star rating from Jerome A
John DeLuca and his team at platinum home mortgage made my home buying experience very pleasant. About as stress free as it could possibly get. He answered emails text and calls in a very timely manner and always had the answers to my questions....
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Andrea was really great. She explained every step thoroughly. All I can say is that I am thankfull she was there to help us through the process. Would recomend to anyone who planning to get a mortgage loan.
Matt Richter did an outstanding job closing my refi. He really knows the business and stays on top of it the whole way which is rare. He even showed up for sign off and let us know funds had been wired first thing in the morning. Process was...
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We have dealt with Platinum Mortgage for two mortgages now. And we absolutely would recommend Platinum, especially John DeLuca, for getting everything done. The process was smooth and quick. We were on a short date for closing the loan and...
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Matt Richter has received a review with 5 star rating from Antwone W
This is Jen Barnett and I am using my son's email, because I don't have a Gmail account... Anyway, we closed a loan with Krista Kaufman last month and all I can say is WOW!! She was on point with the whole process, we closed in 3 weeks with...
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Great to work with. Matt had us qualified to buy a house in a few hours and the process was seamless. I would highly recommend Platinum and especially Matt.
Matt Richter has received a review with 5 star rating from Jason T
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.