

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Matt was simply the most professional mortgage broker I have ever had the pleasure to work with. He is thoroughly knowledgeable about the industry and took care to learn about our particular situation so he could help us.
If you're looking to purchase a home. Krista with platinum mortgage is the person to talk to. Amazing to work with. This was my first home purchase and she made it as easy as possible. Granted we had to jump through some things but she got...
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My husband and I retired and relocated here from out of state. When we began our new home search in early February, we spoke with Matt Richter at Platinum Home Mortgage to get pre-qualified. He was fantastic. He explained several options and...
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I have nothing but good things to say about Matt and the platinum mortgage team! When I began this process, my credit scores were on the edge of being decent, and my income was what would be considered "low median". Matt somehow figured out...
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We recently have had the pleasure of working with Lucas at Platinum Home Mortgage in Coeur D' Alene Idaho.Lucas and His team have been extremely professional, and on time with every document and transactional requirement to close our loan....
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Matt was great to work with! He was always available to handle any questions we had, and worked with us to make sure our loan process and approval was seamless and easy. Thank you Matt!
I had a great experience and would come back to Krista for all my Mortgage needs
Lucas is a dear friend and an amazing loan officer. Due to some circumstances beyond my husband and my control we were basically just not able to acquire a home loan the "normal way". Lucas went to work for us and through his hard work and...
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Don is as professional as they come. Always keeping me updated and ahead of the curve as to what was coming next. No surprises and came through as promised. A joy to work with! Thanks again, Don!
Don Flannery was most helpful. He took all aspects seriously and handled them with a calming spirit. It was truly a good experiance to have him lead us through our process. It was a joy having him work with us and I would recomend him to all...
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.