

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Steven was awesome to work with! He was very quick to follow up and good at answering my questions quickly and clearly. Highly recommend!!
Matt Richter was great to work with. I am a first time home buyer and Matt made the process easy and worry free. Would highly recommend to anyone!
Lucas is awesome and nice person.. He helped us with all the home loan process.He did a great job!!. How first buyers, we had a lot questions and He always was able to answered fast and clear. Totally recommend.!Gracias Lucas por todo tu trabajo...
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Kristina Ruiz was amazing to work with. We're so thankful she helped us through each step of the process with her positive, kind personality. We would definitely recommend her for anyone looking for a Mortgage Consultant!
Lisa Brown was absolutely amazing! She was our 3rd mortgage lender, and the only one who actually took the time to sit down with us to see our wants and needs and explained to us how to get to our goal! Because of Lisa, we were able to finally...
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Great and easy process taking the pain out of the home buying experience!!
Our mortgage consultant, Lucas Schell, did an excellent job. Our loan and interest rate ended up being better than what our own bank had offered. He made the process as painless as possible. Definitely recommend Lucas and Platinum Home Mortgage!...
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If I could give ten stars I would! Kristina was so great to work with. We didn’t know what we were doing really and she made the re-if process easy. I will definitely use Platinum Home Mortgage again!!!
We truly had a great experience working with Platinum Mortgage. We lived out of state & was unsure of how this process was going to go, HOWEVER, Lucas made the whole mortgage process very smooth & enjoyable. Lucas was amazing to work with,...
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We truly had a great experience working with Platinum Mortgage. We lived out of state & was unsure of how this process was going to go, HOWEVER, Lucas made the whole mortgage process very smooth & enjoyable. Lucas was amazing to work with,...
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.