Matt Richter
Retail Branch Manager | NMLS ID# 319232
Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Everything! from the first phone call to the signing. Matt and his team are professional and communicated every step.
Thank you, for the Great Experience.
John Goodlander
Reply from Matt Richter
October 28th, 2025 01:28 PM
Thank you for your feedback, John. It’s great to hear that you had a positive experience from start to finish. Ensuring clear communication and guidance throughout the process is always my goal. Feel free to reach out if you need any assistance...
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We Had the best experience with Matt through the whole loan process. Great communication and he answered all my questions in a timely manner . Very easy to work with, I would 10 out of 10 recommending Matt for all your home loan needs.
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Reply from Matt Richter
October 21st, 2025 05:38 PM
I'm pleased to hear you had such a positive experience with the loan process! It was great working with you and ensuring all your questions were promptly addressed. Your recommendation is truly appreciated. If you ever have more questions or...
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Matt was so helpful! This process was kind of overwhelming and Matt made it so much simpler for me:)
Reply from Matt Richter
October 20th, 2025 09:42 PM
I appreciate your feedback, Stephanie. I'm pleased that I could make the process easier for you. If you have any more questions or need assistance in the future, feel free to get in touch. Your satisfaction is important to me!
Matt went above and beyond giving us options for financing and purchasing our new home . He was able to process and close for us in just a couple weeks so we could sell and buy on the same day! Easy to work with! Highly recommended!
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Reply from Matt Richter
October 6th, 2025 07:37 PM
I'm pleased to hear you had such a positive experience with your home financing process. Being able to close and coordinate your sale and purchase on the same day is an accomplishment I'm glad to have helped make possible. Your recommendation...
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The ease of submitting documents. Responded in a timely fashion
Reply from Matt Richter
September 17th, 2025 04:15 PM
Thanks for highlighting the ease of document submission and prompt response times, Stanley. I aim to make the process as straightforward and efficient as possible. If there's anything more you need or any questions arise, please feel free to...
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Matt was on top of everything and kept us up to date every step of the way.
Reply from Matt Richter
September 15th, 2025 03:58 PM
It’s great to know that you felt informed throughout the process. Keeping everything on track and ensuring you're updated is very important to me. If you have any more questions or need further assistance, please don't hesitate to reach out....
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Matt was very professional and answered all our questions and we had many. He was always quick to get back to us when he was on the phone or with another customer. He walked us through the process and kept us updated on what was next. I would...
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Reply from Matt Richter
September 15th, 2025 03:58 PM
I appreciate your thoughtful review, Jimmy. It's great to know that my support met your expectations and helped navigate the process smoothly. Answering questions and providing timely updates is something I prioritize, so I'm glad you found...
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Matt was always helpful, understanding and he explained things very well. We truly felt cared about. We would highly recommend Matt.
Reply from Matt Richter
September 15th, 2025 03:58 PM
I'm pleased to know that you felt supported throughout the process, Lynda. Providing clear explanations and understanding your needs is always my priority. Thank you for recommending my services; it means a lot. If there’s anything else you...
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As a first-time homebuyer, I couldn’t have asked for a better experience than working with Matt Ritcher at Planet Home Lending. From day one, he communicated clearly, responded quickly, and made sure I understood every step of the process....
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Reply from Matt Richter
July 23rd, 2025 12:02 AM
Thanks, Macey, for sharing your experience. I'm so glad to hear that your first home-buying journey was a smooth one. It was a pleasure guiding you through the process and ensuring everything went seamlessly. Your kind words about my communication...
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He's great to work with wouldn't use anyone else
Reply from Matt Richter
July 22nd, 2025 05:53 PM
Thankyou Kyle! Congrats on your 1st home.
I'm always here to assist you with any future needs at Planet Home Lending, LLC. Thank you for your trust and support!
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994
Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.