

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
We had an amazing experience with Matt Richter who helped us through this whole process, he made it so easy and smooth and he was always available to talk and text anytime for even the smallest of questions. We were expecting this whole process...
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We had an amazing experience with Matt Richter who helped us through this whole process, he made it so easy and smooth and he was always available to talk and text anytime for even the smallest of questions. We were expecting this whole process...
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What can I say!? Lucas worked hard to secure us a very unconventional loan. It took a long time but he never stopped pushing and was able to get us into the home of our dreams! He was easy to talk to and work with. Professional but funny too.......
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You won't regret choosing Lucas and platinum mortgage as your lender. He always provides great service and makes sure that your loan comes in on time without a hitch. We have bought several homes and always come back to Lucas.
Matt Richter has received a review with 5 star rating from Ryan E
Matt was very helpful and responsive to our needs and questions.
Lucus was very nice and extremely knowledgeable. He help us get a great rate and prevented us from getting ourselves into something you can't afford.
We had a wonderful experience at Platinum Home Mortgage. We worked with both Don and Steven and they were both extremely helpful. They made the process fast and stress free. I would highly recommend PHM!
Matt from Platinum mortgage was great to work with! He made the process VERY simple and was almost ALWAYS available for my little annoying questions. Provided a great service at a great rate! Highly recommend...
I cannot explain how great Platinum Mortgage has been to me in a short description. I started working with Don Flannery in Dec 2016. From day one he has been nothing but patient, kind, professional, and also so knowledgeable. Don gave my husband...
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.