

Matt Richter
Retail Branch Manager | NMLS ID# 319232


Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
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Reviews from Web
Lucas was amazing !! Was able to save the day !! It was our fist time buying a house, and he was great at walking us through the process.
Professional service. They do all the work while you sit back and relax.
Lucas Schell at Platinum Home Mortgage did a great job handling my new home mortgage without any problems. He explained everything upfront, kept me up to date and made this portion of buying a new home painless.
The service and personal attention we received from Matt Richter at Platinum Home Mortgage was exceptional. Matt's knowledge and expertise helped to educate us on the best options for our particular situation and worked hard to make sure we...
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The whole process was easy and seem less. Don was very knowledgeable and filled me in with great detail on everything I had a question on. He managed to reduce my cost and get me an interest rate that had the guy at the title company amazed....
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We worked with Steve Carlson to refinance our home mortgage. Their rates and fees are some of the best you will find! Steve was very professional and upfront making sure any and all questions we had were answered and worked very quickly to...
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Steven was excellent in walking me through the refi process! Excellent service. Steven helped me every step of the way, giving me peace of mind that he had my back!
Matt Richter has received a review with 5 star rating from Matt C
Matt Richter is the absolute best! He is quick to respond, professional and an expert in his field. Beyond that, you can tell he cares. This is the second loan he has done for me, and I would never go elsewhere. A friend of mine went to closing...
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Matt and team at Platinum Home Mortgage were awesome. Informative, responsive and most of all friendly. Went through this team for a refi, wish we’d have used them for our initial mortgage.
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994

Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.