Matt Richter
Retail Branch Manager | NMLS ID# 319232
Washington State University
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet hel... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Throughout our mortgage process Matt Richter and his team were more than helpful. He personally walked us through every step of the way. His attention to detail is second to none. I would happily use him and Platinum Mortgage again in the future...
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Lucas was amazing to work with! Very responsive, and extremely friendly. Anybody who needs a home loan should definitely go see him!
Reply from Owner
December 17th, 2019 08:15 PM
Thank you, Lahaderne! We are happy that your experience was a great one!
Lucas Schell by far made this the easiest and smoothest transaction that it could be. Text or email him anytime with question or concerns and he would respond, INCLUDING nights and weekends. I would recommend him and platinum home mortgage...
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Reply from Owner
December 17th, 2019 06:47 AM
We appreciate your glowing review!
Lucas is the man! Got us a great rate and was always available. I mean always available! We often had questions on Saturday's and Sunday's and he always answered his phone. The process was easy and he kept us informed every step of the way....
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Reply from Owner
December 14th, 2019 08:24 PM
Thank you very much for your review, Justin!
Matt Richter has received a review with 5 star rating from David K
Reply from Owner
December 13th, 2019 05:24 PM
Thank you for your wonderful feedback! We are glad you enjoyed your experience with us.
Seamless transaction, Andrea is great!
We are very pleased with our home buying experience with Matt at Platinum Home Mortgage. He kept us informed through out every step of the process, while keeping us calm and sane. The entire process was smooth and he helped us close our loan...
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We are very pleased with our home buying experience with Matt at Platinum Home Mortgage. He kept us informed through out every step of the process, while keeping us calm and sane. The entire process was smooth and he helped us close our loan...
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Jennifer at PHMC was "AMAZING" to work with!! The entire process was fast and efficient and we closed closed on time. We would definitely recommend PHMC and Jennifer to everyone I know!!
I did a house refinance with Platinum Home Mortgage, and this refi was a very complicated and complex refi. Jennifer Ward who handled this was EXCELLENT to work with and was so helpful all the way through it! I would recommend them for any...
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About
Planet supports homeowners and real estate investors at every stage of the homeownership journey: from buying and financing a home to managing it over time. With expertise across mortgage lending, servicing, and related services, Planet helps make complex decisions feel clear and manageable. Guided by its commitments to empathy, expertise, responsiveness, and certainty, Planet delivers on its promise to help people move forward with confidence and get them home.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Specialities
Residential Mortgage Lending
One Time Close Construction Financing
VA Financing
Jumbo Lending
FHA Financing
Bridge Loans
Buy Now Sell Later
Debt Service Coverage Ratio
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Education
- Washington State UniversityFinanceBachelor of Business Administration (BBA)Sep 1994 -Sep 1994
Memberships
- Nationwide Multistate Licensing System
- Sigma Chi Fraternity
- Coeur D'Alene Regional Realtors Affiliate Member
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID# 319232
Awards
2025 President Clu...
Hobbies
- Camping/Outdoor Activity
- Boating/Jet Skiing/Lake Time
- Golf
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Disclaimer
Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID# 17022 | For licensing information, go to: www.nmlsconsumeraccess.org | AZ Mtg. Banker Lic. MB-0929069; Licensed by The Department of Financial Protection and Innovation under the CA Residential Mtg. Lending Act Lic #: 4130947; IL Residential Mtg.; Licensed by the NH Banking Dept.; Licensed by the NJ Dept. of Banking and Insurance; OH Mortgage Broker Act Mtg.; Rhode Island Licensed Lender; TX location 5020 Riverside Dr, Suite 300, Irving, TX 75039; Licensed Mortgage Banker—NYS Department of Financial Services—NY location 265 Broadhollow Rd, Suite 100, Melville, NY 11747; MA Mortgage Lender License # ML 17022. This is not a loan approval or commitment to lend, applications are subject to full review and approval, other terms and conditions may apply. This is an advertisement. Nothing in this advertisement should be construed as an endorsement or recommendation of services of any other entities or persons shown. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.